"Patience, Persistence, and Perspiration make an unbeatable combination for success."
Napoleon Hill
"Many of life's failures are people who didn't realize how close they were to success when they gave up."
Thomas Edison
"The brave may not live forever - But the cautious do not live at all."
Sir Richard Branson
We will be pleased to assist you no matter what your funding requirements are. If you have been turned down by banks or financial institutions, we can help. As project financiers, we pride ourselves in using creative ways to provide the funding you require during these difficult economic times.
AAY Investments Group has been in the International Project Funding business since 1986, during that time our ability to evolve in these ever changing economic times has led to our success. We have continued while many financial institutions have failed, our proven track record is testament to that.
We provide Venture Capital Funding all over the world, in numerous currencies. We have given life to projects that have gone on to create both wealth for their owners and secure jobs for workers in many countries.
AAY Investments Group has had the privilege of working with numerous national and international brokers, attorneys, banks, financial institutions, insurance companies as well as many large and small Project Owners.
As we are a Worldwide Project Investment Group with a Private Fund and have our own private investor capital, we have the resources to fund projects globally. The minimum lending requirement is 1 Million USD|EURO|GBP to 1 Billion USD|EURO|GBP. We have the capability to fund upwards of 1 Billion USD|EURO|GBP by using our syndicated partners. AAY Investments Group is able to offer low interest rates and if necessary a grace free period of repayment until a project has adequate cash flow. This is achieved by using our unique 100% Project Funding program, which is consists of 60% private lending and 40% private equity in the project.
In order to comply with the new worldwide financial regulations, it is now a requirement for all costs, upon acceptance of the Loan Investment Commitment Contract, to be covered by the applicant.
Registered with:
AAY Investments Group is comprised of Templeton Equity, Swiss Credit & Guaranty, Swiss Credit Underwriters, Swiss Credit Equities and an additional six AAY affiliated partner companies.
Our senior management team have over 95 years of combined professional experience in Commercial Project Finance and Venture Capital Funding. This dynamic team have background ranging from lawyers to investment bankers, all with vast knowledge within financial institutions.
AAY Investments Group now has an insurance team which consists of highly-skilled individuals in risk-management. This allows us to provide Commercial Insurance products through Reinsurance and guarantees, along with the ability to accept business from the wholesale insurance broker community.
Our professionalism and confidentiality towards our clients over the years, has allowed us to work with both governments, public listed companies, professional service providers and private project owners.
We believe Confidentiality and Non-Disclosure must be maintained at all times and is essential to business today. We do not use our clients or their information to obtain new business, by disclosing their information to any other third parties.
Our leadership and reputation in the industry has never been stronger in our history than it is today. As a result we have established many long-term partnerships. Additionally we provide underwriting for commercial funding and related Reinsurance projects to non-affiliated financial and insurance entities.
November-2018
Due to the overwhelming response we have received from project applicants who are all seeking to take advantage of our low USD interest rates before the December cut off date as advised in our October press release.
We have been forced to implement a cut off date of the end of November 2018 for acceptance of new applications that are seeking funding for this financial year.
Any applications that are received within the month of December 2018 will be carried forward to our 2019 Fund allocation. These will be subject to the prevailing interest rates, terms and conditions for the new financial year .
We therefore recommend prompt action from all project applicants that want to receive funding within 2018.
For those who can qualify at a higher financial liquidity level, we can offer our special expedited program as well as entrance into our advantageous “invite only” Platinum Premium members program.
October-2018
AAY retains its low USD interest rate until December 2018. Once again the Federal Reserve increased the interest rate for all borrowers. This change will effect many who have or who are seeking commercial loans, mortgages, business finance and refinancing.
The decision taken by the AAY Board to hold the low interest rates will allow new business borrowing to take the benefit of obtaining financing at a saving. This of course is great news.
For those who are currently seeking funding we recommended that they begin their submission of applications as soon as possible to ensure they are accepted and within AAY’ s system prior to the December cut off date.
September-2018
AAY increases its funding capability to accommodate in the following ranges of USD/EURO/ GBP from minimum 1 Million to Maximum 1 Billion in either of the referenced currencies. For amounts in excess of 1 Billion these will be syndicated with our associated financial partners with no upper limit amount.
In the first instance funding applications for any of the above referenced amounts should be submitted through our website for review and evaluation. Following, we will respond accordingly.
To obtain a timely response, please ensure that when submitting an application it is completed to provide sufficient information to allow the review committee to express their initial interest to fund the project.
August-2018
We are pleased to report an increase in business for the half year term which is due to new and returning clients who came to us for funding during that period.
It is anticipated that this trend will continue for the latter half of the year as we already have a high demand of applications that we are currently processing for funding within late 2018.
As current market conditions continue to become difficult for borrowers to access funding from banks in the project country.
This situation has caused an increased volume of business to be brought to AAY directly and through brokers. This in part is due to AAY’s leading edge programs and creative funding structures.
July-2018
AAY Investments Group are pleased to announce their partnership with two major banks from China for the purpose of participating in investments together in Europe.
The projects that have been selected under this new joint venture included ports for shipping cargo, industry projects, high tech, toll roads, bridges and infrastructure.
AAY was selected to be a partner in these new ventures due to their impressive performance in the past for funding projects in various countries.
It is anticipated that this new partnership will not only provide funding for Western and much needed Eastern Europe but will also create jobs in those selected countries.
June-2018
We are pleased to advise that AAY Investments Group & S.A is now fully compliant with EU's General Data Protection Regulations law ("GDPR") which came into effect on May 25th, 2018.
The benefit to our past and current clients is complete peace of mind in knowing the information provided to AAY Investments Group & S.A which contained sensitive details about yourself, company and project will not be disclosed or made available to any third parties who are not affiliated with us.
Nor will any of the details of the success of your AAY Investments Group & S.A funded project be used to induce other clients who apply for funding. This blanket protection will now be applied under GDPR laws and rules.
AAY Investments Group & S.A will continue to publish limited information on our web site under projects funded that does not disclose the project details, name or location. Only the project industry, country and funding amount will be shown.
May-2018
Financing still remains a significant concern for private sector construction companies operating in Ghana. “The single most pressing issue for the construction and real estate sector is access to capital” AAY has been a vital provider of funding which has enable the development of these projects.
“Financing an investment once the land has been purchased, blueprints have been drawn up and permits are obtained can take up to two years.” Construction project delays are not unique to the financing stage. In order to attract more private investment, the government established the Ghana Infrastructure Investment Fund (GIIF) in 2014. This fund pools together government resources from the budget, value-added tax revenue and profits from state-owned companies, along with other private sources like AAY, for priority infrastructure projects.
AAY is pleased to announce another successful quarter for 2018 which saw a 28.6% increase in activities from Ghana for projects seeking funding which have been introduced by local professional consultants, banks and law firms.
April-2018
Despite increased interest rates by the Federal Reserve for 2018 which are predicted to continue, AAY’s Treasure Department has decided to maintain our current interest rate.
This makes the Interest rate 4.75% on international project loans for the whole of 2018.
This is good news for borrowers who are seeking funding for their projects at a lower interest rate than they can get in their own country.
March-2018
AAY first quarter report for 2018 has shown an upturn on business in comparison to the same quarter for 2017.
This is great news for our stakeholders. We envision this tread to continue due to the volume of quality business we are currently handling and have in the pipe line.
It is clear to us as certain changes are occurring in many countries is the reason we are seeing this increase from clients who cannot obtain funding in their own country on favorable terms.
February-2018
2018 has already started to be another busy and successful year for AAY Investments Group. Demand is driven by our past track record and ability to fund international projects which is proven over the last 32 years in business.
To accommodate this growth we have expanded the size of our operations and funding capability. Also our professional team has grown. The new additions we have taken on to work for us include former banks, hedge funds and other financial institutions.
Other exciting news is due to this expansion we can now open up the opportunity for New introducers, Consultants, Brokers and Intermediaries who have experience in international financing to join us by becoming an appointed agent. For further details please contact us via our web site.
January-2018
The capital partners award for 2017 goes to AAY Investments Group as the best overall finance team and performance for the funding of projects worldwide. This prestige award is given to finance companies that have provide the best service and quality experience to their clients.
Google awards AAY Investments Group with a five star rating, congratulations.
Tower Financial Center
Corner of 50th Street and Elvira Méndez Street
Panama City, Republic of Panama
Piso 16, Ofic. 16-02
Edificio Ocean Business Plaza
Av. Aquilino de la Guardia y Calle 47
Marbella, Republic of Panama
Phone: + (507) 202-6914
1st Floor
Advanced Tower
Ricardo Arias Street, Panama Banking District
Panama City, Republic of Panama
All materials contained on this website are made available by AAY Investments Group for informational purposes only and should not be construed as investment advice. The transmission and receipt of information contained on this website does not form or constitute a relationship. Persons should not act upon information found on this website without first seeking professional investment advise.
