• "Patience, Persistence, and Perspiration make an unbeatable combination for success."

    Napoleon Hill

  • "Many of life's failures are people who didn't realize how close they were to success when they gave up."

    Thomas Edison

  • "The brave may not live forever - But the cautious do not live at all."

    Sir Richard Branson

WELCOME TO AAY Investments Group

Worldwide Venture Capital

We will be pleased to assist you no matter what your funding requirements are. If you have been turned down by banks or financial institutions, we can help. As project financiers, we pride ourselves in using creative ways to provide the funding you require during these difficult economic times.

AAY Investments Group has been in the International Project Funding business since 1986, during that time our ability to evolve in these ever changing economic times has led to our success. We have continued while many financial institutions have failed, our proven track record is testament to that.

We provide Venture Capital Funding all over the world, in numerous currencies. We have given life to projects that have gone on to create both wealth for their owners and secure jobs for workers in many countries.

AAY Investments Group has had the privilege of working with numerous national and international brokers, attorneys, banks, financial institutions, insurance companies as well as many large and small Project Owners.

As we are a Worldwide Project Investment Group with a Private Fund and have our own private investor capital, we have the resources to fund projects globally. The minimum lending requirement is 1 Million USD|EURO|GBP to 1 Billion USD|EURO|GBP. We have the capability to fund upwards of 1 Billion USD|EURO|GBP by using our syndicated partners. AAY Investments Group is able to offer low interest rates and if necessary a grace free period of repayment until a project has adequate cash flow. This is achieved by using our unique 100% Project Funding program, which is consists of 60% private lending and 40% private equity in the project.

In order to comply with the new worldwide financial regulations, it is now a requirement for all costs, upon acceptance of the Loan Investment Commitment Contract, to be covered by the applicant.

Registered with:

  • Project Owner Testimonial
    Christopher Wood
    Vancouver, Canada.
    We had been looking for finance for some time and due the these difficult economic times where we found out almost all lenders we approached had stopped lending. After searching the internet we came across AAY Investments Group, upon submitting an application into them we received positive feedback and interest to fund our project. They sent us their procedure, terms and conditions which we followed, this led to us having our project fully funded as promised. Thank you AAY Investments Group, we would highly recommend your organization to anybody who is serious to get their Worldwide Project Funding, as these guys are top notch.
    Click here for more
    Project Owner Testimonials
  • Broker Testimonial
    Henry Lu
    Hong Kong, China
    I have been working and presenting my clients to AAY Investments Group for the past 10 years, during this time I and my clients have achieved great profitable success as the majority of my clients applications have been funded successfully. AAY Investments Group is a company who wont give you the run-around, if a client is willing to accept the terms and conditions offered, they will get Joint Venture Project Funding. I have found that in todays business world you have to take risks to be able to make money, AAY Investments Group is willing to take risks, I tell my client you must do the same to succeed.
    Click here for more
    Broker Testimonials
About AAY Investments Group

  • AAY Investments Group is comprised of Templeton Equity, Swiss Credit & Guaranty, Swiss Credit Underwriters, Swiss Credit Equities and an additional six AAY affiliated partner companies.

    Our senior management team have over 95 years of combined professional experience in Commercial Project Finance and Venture Capital Funding. This dynamic team have background ranging from lawyers to investment bankers, all with vast knowledge within financial institutions.

  • AAY Investments Group now has an insurance team which consists of highly-skilled individuals in risk-management. This allows us to provide Commercial Insurance products through Reinsurance and guarantees, along with the ability to accept business from the wholesale insurance broker community.

    Our professionalism and confidentiality towards our clients over the years, has allowed us to work with both governments, public listed companies, professional service providers and private project owners.

  • We believe Confidentiality and Non-Disclosure must be maintained at all times and is essential to business today. We do not use our clients or their information to obtain new business, by disclosing their information to any other third parties.

    Our leadership and reputation in the industry has never been stronger in our history than it is today. As a result we have established many long-term partnerships. Additionally we provide underwriting for commercial funding and related Reinsurance projects to non-affiliated financial and insurance entities.

Services
  • Insurance

    AAY Investments Group Insurance:

    Our quest at AAY Investments Group is to write Specialty Lines Insurance where the more difficult and unusual risks are written. The Excess and Surplus Lines Insurance coverage for commercial and industrial construction risks within small to middle-market accounts worldwide, across a broad array of contractor classes. This type of insurance requires a high degree of expertise and experience which our team of specialists can help and advise the type of coverage and plan best suited to your individual risk profile. We offer up to 10 million USD|EURO over general liability policies of standard insurance companies.

    AAY Investments Group Capital:

    This sector specializes in providing customized Credit Enhancement solutions, including the issuance of Financial Guarantees, Surety Bonds, and Wrapped Securities to our private clients. No matter your financial or capital requirements, our creative team will analyze your individual transactional specifications and create a solution just for you.

    AAY Investments Group Indemnity:

    The AAY Investments Group Indemnity consultants are experienced in providing clients with Payment and Performance Bonds. These bonds are backed by our Reinsurance partners or one of our associated AAA-rated and Treasury Listed banks. Subject to legal restrictions, which may be applicable in certain instances by virtue of local law, our consultants are prepared to negotiate and execute in all legal territories and major markets around the world. No matter what your current bonding situation is, we can improve the amount of surety credit currently available to your company. even if you have been declined by another surety agency or company.

    Contact AAY Investment Group to learn more about its commercial project finance opportunities. As project finance lenders with more than 25 years of worldwide venture capital experience, We can help you bring life to your project.

  • Finance

    JV Venture Capital Project Funding Program 2019

    • Venture Capital 60/40 program to give 100% financing.
      • A 60% loan and a 40% purchase of shares in project company.
      • Interest rates on loan for USD 4.95% or on Euro 3.96%. or on GBP 3.96%
      • Maximum term for loan 10 years.
      • Interest only payments on loan.
    • Government Funding Programs.
      • Refinancing of Debt.
      • Expansion and Growth Capital.
      • Competitive Rates.
      • Sovereign Guarantee

    Worldwide Commercial Project Finance for 2019

    • Liquid Debt Equity Funding.
      • 50% Funding.
      • 50% Equity.
      • 50% Profit Split.
      • No Maximum Term Length.
    • Commercial Mortgages.
      • Loan to value 80%.
      • Interest rates for USD 8.5% or Euro 7.5%.
      • Maximum term 15 years.
      • Payments Capital and Interest.
    • Refinance of existing asset backed security.
      • Loan to value 80%.
      • Interest rates for USD 8.5% or Euro 7.5%.
      • Maximum term 15 years.
      • Payments Capital and Interest.
    • Builders Developers Loans for Real Estate Projects.
      • New or existing developments.
      • Loan for land purchase 60% of value or 85% development.
      • Loan term 15 years. Interest rate on USD 8.5% or Euro 7.5%.

    The borrowers are required to pay all costs involved within the program.
    AAY Investment Group stands out among project finance lenders with a proven track record of providing commercial project finance and worldwide venture capital. Contact us to learn how we can help you.

  • Privacy Policy

    What you should know:

    We recognize our obligation to keep information about you secure and confidential. AAY Investments Group has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for this website: aayinvestmentsgroup.com.

    Summary: Clients of AAY Investments Group.

    Unlike many other financial institutions, we do not sell or share Client Information with marketers outside AAY Investments Group who may want to offer you their own products and services.

    We carefully manage information among our divisions. Understanding your relationship allows us to serve you better and offer you more convenience and benefits. Keeping financial information secure is one of our most important responsibilities.

    We maintain physical, electronic and procedural safeguards to protect Client Information. Employees are authorized to access Customer Information only when they need it to provide you with products and services or to maintain your accounts. Our employees are bound by a Secrecy Agreement and ethics statement that requires confidential treatment of Customer Information and are subject to disciplinary action if they fail to follow this code.

    At AAY Investments Group, we are committed to safeguarding our customer information. Since your privacy is a priority, AAY Investments Group will not share non-public information about you with third parties outside of the AAY Investments corporate family without your consent, except as explained in our Privacy Policy. From time to time, we may communicate special offers for products or services of third parties outside of the AAY Investments Group corporate family, which we believe may be of interest to you, as explained below. However, we will not provide these third parties with any non-public information about you without your consent.

    We have created our Privacy Policy to convey our privacy commitment to you, and serve your privacy needs.

    Privacy Policy

    The policy presented below covers how AAY Investments Group uses and protects Customer Information. Customer Information means information personally identifiable with a specific Customer or about a Customers current or former relationship with AAY Investments Group. This policy is provided to you in accordance with the Federal Financial Privacy Law, 15 U.S.C. 6801-6810.

    Maintaining the security and confidentiality of our Customer Information is a top priority for AAY Investments Group. We carefully manage Customer Information in order to give you better service, greater convenience and additional benefits consistent with the nature of your overall business.

    Protecting Your Information

    AAY Investments Group does not sell Customer Information to anyone. We will only share Customer Information with others as stated in this policy, unless we provide you with additional notice or ask for your permission.

    Information Security

    One of our most important activities is maintaining the security of Customer Information. We value your trust and carefully handle information we possess about you. All AAY Investments Group employees who have access to your information are bound by policies that require the confidential treatment of Customer Information, and they are subject to disciplinary action if they violate these policies. In addition, AAY Investments Group maintains physical, electronic and procedural safeguards to protect Customer Information. We continually evaluate new technology for the protection information and when appropriate, we upgrade our information security systems.

    Information Gathering

    AAY Investments Group gathers and uses various types of information to properly serve you and better understand your needs. We also strive to assist you in learning more about financial products and services that may be of interest. The Customer Information we gather generally consists of the following:

    Information gathered from applications, forms and other information you provide, whether in writing, in person, by telephone, electronically or by any other means, such as your name, address, social security number, assets, income and debit. Information about your transactions and your account experience with AAY Investments Group, such as account balances, trading activity and payment history. Information obtained from consumer reporting agencies which may include account information and information about your credit-worthiness.

    Sharing Information Within AAY Investments Group

    The information we share within the AAY Investments Group corporate family helps to provide you with greater service. AAY Investments Group may share Customer Information within the AAY Investments Group corporate family, except as limited below. By sharing information about your accounts and relationships, we can save you time and money and make it easier to do business with us. Upon request you can limit the information we share about you within the AAY Investments Group corporate family.

  • Legal Notice & Site Disclaimer

    AAY Investments Group. All rights reserved. This material is for personal use only. Republication and redistribution, including posting to news groups, is expressly prohibited without the prior written consent of AAY Investments Group. The content provided within this website is provided for informational purposes only, and should not be construed as investment advice. At no time should information contained herein be considered an offer to buy or sell securities.

    Disclaimer

    This Web Site may include Databases ("Content"), facts, views, opinions and the identities or recommendations of individuals and organizations deemed of interest. AAY Investments Group and its Content licensors are not giving business advice, financial advice, investment advice, tax advice, legal advice, or other professional advice. AAY Investments Group and its Content licensors do not guarantee or warrant the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions and recommendations. You should always seek the assistance of a professional for advice on business or financial opportunities, investments, tax, the law, or other professional matters.

    THE CONTENT AND THE WEB SITE ARE PROVIDED "AS IS", WITHOUT ANY WARRANTIES. AAY INVESTMENTS GROUP AND ITS AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, TIMELINESS, NONINFRINGEMENT, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT AVAILABLE THROUGH THE WEB SITE, OR THE WEB SITE ITSELF, AND AAYINVESTMENTSGROUP.COM HEREBY DISCLAIMS ANY SUCH EXPRESS OR IMPLIED WARRANTIES. NEITHER AAYINVESTMENTGROUP.COM NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS WILL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY, INCLUDING DEATH OR PERSONAL INJURY RESULTING DIRECTLY FROM USE OF THE WEB SITE, CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE WEB SITE AND ANY CONTENT AT THE WEB SITE.

    IN NO EVENT WILL AAYINVESTMENTSGROUP.COM, ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT OR THE WEB SITE. AAY INVESTMENTS GROUP AND ITS AFFILIATES, AGENTS AND LICENSORS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES { INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES, INCLUDING DIRECT DAMAGES}, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES, JURISDICTIONS OR COUNTRIES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR DAMAGES OR THE EXCLUSION OF CERTAIN TYPES OF WARRANTIES, PARTS OR ALL OF THE ABOVE LIMITATION.

Current Projects Funded
  • Click here to view the investments list
    Click here for the complete list Funded Projects
    • Australia
      • Australia Condominium Residential Development USD 42.7 Million
    • Belgium
      • Belgium Real Estate Investment Euro 49 Million
    • Brazil
      • Brazil Hotel Resort development USD 350 Million
    • Canada
      • Canada Alternative energy USD 37 Million
    • Chile
      • Chile Golf course and resort development USD 125 Million
    • China
      • China Road construction USD 650 Million
    • Colombia
      • Colombia Cable and telephone communications USD 25 Million
    • Costa Rica
      • Costa Rica Low cost Air plane operator USD 32 Million
    • Croatia
      • Croatia Hotel and Wellness Resort Euro 280 Million
    • Dominican Republic
      • Dominican Republic Resort development USD 400 Million
    • Finland
      • Finland Land Produce Growers Euro 36 Million
    • France
      • France Shopping complex Euro 155 Million
    • Germany
      • Germany Green fuel from waste Euro 110 Million
    • Ghana
      • Ghana Agricultural Produce Farm USD 6.9 Million
    • Greece
      • Greece Shipping Company Euro 280 Million
    • Grenada
      • Grenada ICT Business USD 6.5 Million
    • Hungry
      • Hungary Natural Spring water production USD 7 Million
    • India
      • India Hospital development USD 75 Million
    • Indonesia
      • Indonesia Textile Clothing manufacturing USD 8 Million
    • Italy
      • Italy Luxury Branded Manufactory Euro 855 Million
    • Japan
      • Japan Housing Development USD 24 Million
    • Kazakhstan
      • Kazakhstan Oil terminal port transport Euro 1.8 Billion
    • Kenya
      • Kenya Low cost Housing USD 75 Million
    • Korea
      • Korea Shopping Mall Complex USD 559 Million
    • Malaysia
      • Malaysia Private Medical Center USD 26.4 Million
    • Mexico
      • Mexico Hotel and Resort Development USD 795 Million
    • Philippine
      • Philippine Movie Cinemas USD 5 Million
    • Poland
      • Poland Warehousing development Euro 65 Million
    • Puerto Rico
      • Hotel and spa resort USD 75 Million
    • Romania
      • Romania Nursery produce Euro 6 Million
    • Russia
      • Russia Apartments/ retail development USD 250 Million
    • South Africa
      • South Africa Farming and dairy production USD 4.5 Million
    • Spain
      • Spain Hotels Acquisition Euro 525 Million
    • Taiwan
      • Taiwan Computer production USD 12 Million
    • United Arab Emirates
      • UAE Shopping Mall Center Development USD 560 Million
    • Uruguay
      • Uruguay Beer brewing and bottling USD 8 Million
    • Vietnam
      • Vietnam Shopping, parking Development USD 540 Million
Press Releases
  • Click here to view our Press Releases
    Click here for The Complete Catalog of Press Releases

    November-2019

    AAY Investments Group is pleased to announce the release of a new re-financing program for established businesses. This program is suitable for expansion, acquisition or re-financing of high interest loans and debit obligations.

    Funding can be up to 50% of the current certified company valuation. This can be either in the form of a loan or equity with Insurance wrap cover.

    Applicants should have their own freely available funds to cover the relevant costs involved.

    AAY is now accepting applications for this program from business owners or professional brokers.

    October-2019

    As bank deposit interest rates continue to decrease around the world, created a strong cash flow of funds into the private equity market from investors seeking higher returns on their money.

    The result of this movement has increased the amount of freely available capital for investments into viable projects that can produce a minimum return of 25% return on invested capital.

    AAY Investments Group are pleased to announce that have funds available for projects that meet the above criteria on a global basis.

    Should you be a project owner, broker or consultant who wants to take advantage of obtaining funding for projects. Please visit our web site and submit in your application in the inquire section.

    September-2019

    As African Countries have continued strong development opportunities and expansions of their economies during 2019, the demand for project funding is very high.

    AAY Investments Group S.A of Panama has increased its funding allocation specially for African Counties by creating a Special Fund for the remainder of 2019.

    Applicants seeking funding for projects in the African region are encouraged to submit their funding requests directly to AAY by using the official AAY Investment Groups web site.

    Alternatively, clients who prefer to meet an AAY appointed representative first, a site visit could be arranged. This would be subject to the client covering the travel and expenses involved prior. AAY Investments Group continues to pledge its support within the African continent.

    August-2019

    As of August 1, 2019 the USA Prime rate was reduced to 5.25%. Commercial loan products often use the U.S. Prime Interest Rate as their base lending rate, then add a margin (profit) based primarily on the amount of risk associated with a loan.

    AAY Investments Group is pleased to announce that they will continue to offer their own extremely discounted rate of 4.95% for USD Commercial Loans within their JV Funding Programs.

    As the cost of borrowing money is now very low makes it the prefect time to submit your financing application into AAY Investments Group for funding.

    We welcome applications from project Owners, Brokers and introducer.

    July-2019

    As global economies suffer from the US China trade wars, this creates opportunities for smart business people to step in on many projects.

    However many business people who go to the banks in their countries experience very difficult qualifying loan terms. Additionally, the high interest rates do not make sense for many businesses. This then makes it impossible for them to begin their projects.

    The good news is AAY Investments Group is here to help these people achieve their projects by offering very special attractive loans and JV funding with a much easier qualification process.These funding programs also have low interest rates and grace periods.

    Should you as a business person who is seeking funding and wants to take advantage of these wonderful funding programs, then please visit our official web site to learn more and submit your application to us online via our website.

    June-2019

    As AAY continues its expansion in Africa having experienced successful funding of projects over the last three years. Further opportunities have opened due to AAY establishing its presence in African countries with a proven track record.

    AAY is pleased to announce its partnering with Commercial Banks for the purpose of providing AAY loan programs and JV loans with equity to their quality clients who are seeking better loan options with low interest rates.

    Applicants from African countries can either submit their loan applications directly to AAY on our official web site, our via local banks in their countries requesting that they want the AAY loan program or JV loans with equity.

    May-2019

    As the uncertainty continues with Brexit in the UK many sectors have been affected including the once hot high end real estate within the city of London.

    AAY was pleased to announce during the month of May a special loan program for the real estate market and real estate projects. This was taken up by many applicants who found themselves without suitable funding due to the withdrawal of previous loan offers made by U.K banks.

    As the special UK loan program was so successful AAY has decided to extend this offering for the month of June.

    Those who seek to participate in the AAY June UK loan program should submit their applications directly to the official AAY web site.

    April-2019

    Following a successful first quarter which produced a 40% increase in business from last year for the same period.

    Mr. Mark Manson Senior Managing Partner stated “ we feel the message of AAY’s proven track record of over 30 years has reached project owners in many countries. We are seeing an influx of applications for Philippines commercial project finance”

    As from April 1, 2019 the start of our second quarter, we are pleased to announce reopening of our 100% Pure Loan Program for high quality clients.

    It is anticipated that this growth trend will continue through out 2019.

    March-2019

    Currently both the Europe and U.K. economies continue to suffer due to the uncertainty of Brexit, with the recession in Italy and Germany on the brink of a recession. Many projects within these Countries have been put on hold.

    The local banks in the aforementioned lack available funds and are being held back by ECB Bank and the Bank of England.

    AAY Investments Group is pleased to announce that arrangements with these banks has been agreed for AAY to take over their loan books so that the funding can then by provided by AAY to their existing clients.

    AAY Investments Group has also set up additional funds facilities for the acceptance of new direct project applications from Europe and the U.K.

    Entry for new projects from either brokers or directly from project owners is now open and ready to receive applications. To submit an application please use our website inquiry section.

    February-2019

    AAY Investment Group is pleased to announce the creation of six new development Funds. These exciting new Funds open up into areas previously not serviceable. AAY will be now focusing on the development of investments in the following Countries.

    • Egypt
    • Vietnam
    • Poland
    • China
    • Kenya
    • Philippines

    Our research has shown that the above Countries have been identified for growth and millionaire wealth creation. The implementation of various infrastructure and development projects will bring benefit to many of the above economies and also the project owners.

    As of February AAY is now accepting project funding applications for both our J.V. 100% funding programs and our 80% Commercial loans funding programs in the aforementioned countries.

    January-2019

    We are pleased to announce the reopening of our office on January 14, 2019 following the Seasons Holiday. Wishing all our clients a Happy New Year.

    For those seeking funding for their projects we are ready to accept these applications which will be turned around in our usual prompt and efficient way.

    We envision another good year of growth for 2019. This is a great time to begin business ventures for those entrepreneurs who are position to create wealth.

    To accommodate the anticipated amount of new business AAY has increased its Funds capacity for both USD and Euro funding for the whole of 2019.

    We will be implementing many new opportunities with programs to encompass the new global financial developments.

    We encourage business owners seeking expansion in their current activities to follow our exciting new programs to find the one suitable for your requirements.

    Our new programs will be unveiled towards the end of this month.

    2019 is shaping up to be a great year for the Business and Financial world.

FAQs
For Brokers & Consultants of Project Funding Applicants:
For Insurance & Financial Institutions:
For Project Funding:
CONTACT US
  • Submission Guidelines

    Timing plays a very important role in today’s financial and Insurance world. Therefore it is important to understand that we are looking for clients and projects, that are ready to proceed as we have a turn around time of 30-90 days from commencement. Subject to applicants prompt cooperation.

    • For Brokers & Consultants of Project Funding Applicants:

      If you are a Broker, Consultant or another entity working in commercial finance and/or insurance, we are currently seeking professional contacts around the world to work under our umbrella to place their clients business. Commissions will be respected, protected and paid in full at closing or upon issue of an insurance product. We believe the best approach to any reward payment structure should be in the form of individual case by case commission, not a fixed one size fits all. Please write and explain which commercial industries you handle and the type of clients you service.

    • For Insurance & Financial Institutions:

      If you are an Insurance company or Financial Institution wishing to re-insure or spread part of your loan risk, we can help decrease your exposure. Please send us information about your current/future requirements.

    • For Project Funding:

      Please send via e-mail with attachments supporting documents that will aid our understanding of your requirements and evaluate the best solution. We guarantee a response within 48 hours of receipt. At that time should we require further information, we would include the same in our reply.


Broker Project Owner
DISCLAIMER: I hereby agree to the terms, conditions and privacy policies set forth by AAY Investments Group and its affiliated parters
FM Office

Tower Financial Center

Corner of 50th Street and Elvira Méndez Street

Panama City, Republic of Panama

Business Office

Piso 16, Ofic. 16-02

Edificio Ocean Business Plaza

Av. Aquilino de la Guardia y Calle 47

Marbella, Republic of Panama

Phone: + (507) 202-6914

Registered Office

1st Floor

Advanced Tower

Ricardo Arias Street, Panama Banking District

Panama City, Republic of Panama