• "Patience, Persistence, and Perspiration make an unbeatable combination for success."

    Napoleon Hill

  • "Many of life's failures are people who didn't realize how close they were to success when they gave up."

    Thomas Edison

  • "The brave may not live forever - But the cautious do not live at all."

    Sir Richard Branson

WELCOME TO AAY Investments Group

Worldwide Venture Capital

We will be pleased to assist you no matter what your funding requirements are. If you have been turned down by banks or financial institutions, we can help. As project financiers, we pride ourselves in using creative ways to provide the funding you require during these difficult economic times.

AAY Investments Group has been in the International Project Funding business since 1986, during that time our ability to evolve in these ever changing economic times has led to our success. We have continued while many financial institutions have failed, our proven track record is testament to that.

We provide Venture Capital Funding all over the world, in numerous currencies. We have given life to projects that have gone on to create both wealth for their owners and secure jobs for workers in many countries.

AAY Investments Group has had the privilege of working with numerous national and international brokers, attorneys, banks, financial institutions, insurance companies as well as many large and small Project Owners.

As we are a Worldwide Project Investment Group with a Private Fund and have our own private investor capital, we have the resources to fund projects globally. The minimum lending requirement is 1 Million USD|EURO|GBP to 1 Billion USD|EURO|GBP. We have the capability to fund upwards of 1 Billion USD|EURO|GBP by using our syndicated partners. AAY Investments Group is able to offer low interest rates and if necessary a grace free period of repayment until a project has adequate cash flow. This is achieved by using our unique 100% Project Funding program, which is consists of 60% private lending and 40% private equity in the project.

In order to comply with the new worldwide financial regulations, it is now a requirement for all costs, upon acceptance of the Loan Investment Commitment Contract, to be covered by the applicant.

Registered with:

The D-U-N-S Registered seal indicates that a company has been verified and validated by Dun & Bradstreet.

As seen on:

  • Project Owner Testimonial
    Christopher Wood
    Vancouver, Canada.
    We had been looking for finance for some time and due the these difficult economic times where we found out almost all lenders we approached had stopped lending. After searching the internet we came across AAY Investments Group, upon submitting an application into them we received positive feedback and interest to fund our project. They sent us their procedure, terms and conditions which we followed, this led to us having our project fully funded as promised. Thank you AAY Investments Group, we would highly recommend your organization to anybody who is serious to get their Worldwide Project Funding, as these guys are top notch.
    Click here for more
    Project Owner Testimonials
  • Broker Testimonial
    Henry Lu
    Hong Kong, China
    I have been working and presenting my clients to AAY Investments Group for the past 10 years, during this time I and my clients have achieved great profitable success as the majority of my clients applications have been funded successfully. AAY Investments Group is a company who wont give you the run-around, if a client is willing to accept the terms and conditions offered, they will get Joint Venture Project Funding. I have found that in todays business world you have to take risks to be able to make money, AAY Investments Group is willing to take risks, I tell my client you must do the same to succeed.
    Click here for more
    Broker Testimonials
About AAY Investments Group

  • AAY Investments Group is comprised of Templeton Equity, Swiss Credit & Guaranty, Swiss Credit Underwriters, Swiss Credit Equities and an additional six AAY affiliated partner companies.

    Our senior management team have over 95 years of combined professional experience in Commercial Project Finance and Venture Capital Funding. This dynamic team have background ranging from lawyers to investment bankers, all with vast knowledge within financial institutions.

  • AAY Investments Group now has an insurance team which consists of highly-skilled individuals in risk-management. This allows us to provide Commercial Insurance products through Reinsurance and guarantees, along with the ability to accept business from the wholesale insurance broker community.

    Our professionalism and confidentiality towards our clients over the years, has allowed us to work with both governments, public listed companies, professional service providers and private project owners.

  • We believe Confidentiality and Non-Disclosure must be maintained at all times and is essential to business today. We do not use our clients or their information to obtain new business, by disclosing their information to any other third parties.

    Our leadership and reputation in the industry has never been stronger in our history than it is today. As a result we have established many long-term partnerships. Additionally we provide underwriting for commercial funding and related Reinsurance projects to non-affiliated financial and insurance entities.

Services
  • Insurance

    AAY Investments Group Insurance:

    Our quest at AAY Investments Group is to write Specialty Lines Insurance where the more difficult and unusual risks are written. The Excess and Surplus Lines Insurance coverage for commercial and industrial construction risks within small to middle-market accounts worldwide, across a broad array of contractor classes. This type of insurance requires a high degree of expertise and experience which our team of specialists can help and advise the type of coverage and plan best suited to your individual risk profile. We offer up to 10 million USD|EURO over general liability policies of standard insurance companies.

    AAY Investments Group Capital:

    This sector specializes in providing customized Credit Enhancement solutions, including the issuance of Financial Guarantees, Surety Bonds, and Wrapped Securities to our private clients. No matter your financial or capital requirements, our creative team will analyze your individual transactional specifications and create a solution just for you.

    AAY Investments Group Indemnity:

    The AAY Investments Group Indemnity consultants are experienced in providing clients with Payment and Performance Bonds. These bonds are backed by our Reinsurance partners or one of our associated AAA-rated and Treasury Listed banks. Subject to legal restrictions, which may be applicable in certain instances by virtue of local law, our consultants are prepared to negotiate and execute in all legal territories and major markets around the world. No matter what your current bonding situation is, we can improve the amount of surety credit currently available to your company. even if you have been declined by another surety agency or company.

    Contact AAY Investment Group to learn more about its commercial project finance opportunities. As project finance lenders with more than 25 years of worldwide venture capital experience, We can help you bring life to your project.

  • Finance

    JV Venture Capital Project Funding Program

    • Venture Capital 60/40 program to give 100% financing.
      • A 60% loan and a 40% purchase of shares in project company.
      • Interest rates on loan for USD 4.95% or on Euro 3.96%. or on GBP 3.96%
      • Maximum term for loan 10 years.
      • Interest only payments on loan.
    • Government Funding Programs.
      • Refinancing of Debt.
      • Expansion and Growth Capital.
      • Competitive Rates.
      • Sovereign Guarantee

    Worldwide Commercial Project Finance

    • Liquid Debt Equity Funding.
      • 50% Funding.
      • 50% Equity.
      • 50% Profit Split.
      • No Maximum Term Length.
    • Commercial Mortgages.
      • Loan to value 80%.
      • Interest rates for USD 8.5% or Euro 7.5%.
      • Maximum term 15 years.
      • Payments Capital and Interest.
    • Refinance of existing asset backed security.
      • Loan to value 80%.
      • Interest rates for USD 8.5% or Euro 7.5%.
      • Maximum term 15 years.
      • Payments Capital and Interest.
    • Builders Developers Loans for Real Estate Projects.
      • New or existing developments.
      • Loan for land purchase 60% of value or 85% development.
      • Loan term 15 years. Interest rate on USD 8.5% or Euro 7.5%.

    The borrowers are required to pay all costs involved within the program.
    AAY Investment Group stands out among project finance lenders with a proven track record of providing commercial project finance and worldwide venture capital. Contact us to learn how we can help you.

  • Privacy Policy

    What you should know:

    We recognize our obligation to keep information about you secure and confidential. AAY Investments Group has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for this website: aayinvestmentsgroup.com.

    Summary: Clients of AAY Investments Group.

    Unlike many other financial institutions, we do not sell or share Client Information with marketers outside AAY Investments Group who may want to offer you their own products and services.

    We carefully manage information among our divisions. Understanding your relationship allows us to serve you better and offer you more convenience and benefits. Keeping financial information secure is one of our most important responsibilities.

    We maintain physical, electronic and procedural safeguards to protect Client Information. Employees are authorized to access Customer Information only when they need it to provide you with products and services or to maintain your accounts. Our employees are bound by a Secrecy Agreement and ethics statement that requires confidential treatment of Customer Information and are subject to disciplinary action if they fail to follow this code.

    At AAY Investments Group, we are committed to safeguarding our customer information. Since your privacy is a priority, AAY Investments Group will not share non-public information about you with third parties outside of the AAY Investments corporate family without your consent, except as explained in our Privacy Policy. From time to time, we may communicate special offers for products or services of third parties outside of the AAY Investments Group corporate family, which we believe may be of interest to you, as explained below. However, we will not provide these third parties with any non-public information about you without your consent.

    We have created our Privacy Policy to convey our privacy commitment to you, and serve your privacy needs.

    Privacy Policy

    The policy presented below covers how AAY Investments Group uses and protects Customer Information. Customer Information means information personally identifiable with a specific Customer or about a Customers current or former relationship with AAY Investments Group. This policy is provided to you in accordance with the Federal Financial Privacy Law, 15 U.S.C. 6801-6810.

    Maintaining the security and confidentiality of our Customer Information is a top priority for AAY Investments Group. We carefully manage Customer Information in order to give you better service, greater convenience and additional benefits consistent with the nature of your overall business.

    Protecting Your Information

    AAY Investments Group does not sell Customer Information to anyone. We will only share Customer Information with others as stated in this policy, unless we provide you with additional notice or ask for your permission.

    Information Security

    One of our most important activities is maintaining the security of Customer Information. We value your trust and carefully handle information we possess about you. All AAY Investments Group employees who have access to your information are bound by policies that require the confidential treatment of Customer Information, and they are subject to disciplinary action if they violate these policies. In addition, AAY Investments Group maintains physical, electronic and procedural safeguards to protect Customer Information. We continually evaluate new technology for the protection information and when appropriate, we upgrade our information security systems.

    Information Gathering

    AAY Investments Group gathers and uses various types of information to properly serve you and better understand your needs. We also strive to assist you in learning more about financial products and services that may be of interest. The Customer Information we gather generally consists of the following:

    Information gathered from applications, forms and other information you provide, whether in writing, in person, by telephone, electronically or by any other means, such as your name, address, social security number, assets, income and debit. Information about your transactions and your account experience with AAY Investments Group, such as account balances, trading activity and payment history. Information obtained from consumer reporting agencies which may include account information and information about your credit-worthiness.

    Sharing Information Within AAY Investments Group

    The information we share within the AAY Investments Group corporate family helps to provide you with greater service. AAY Investments Group may share Customer Information within the AAY Investments Group corporate family, except as limited below. By sharing information about your accounts and relationships, we can save you time and money and make it easier to do business with us. Upon request you can limit the information we share about you within the AAY Investments Group corporate family.

  • Legal Notice & Site Disclaimer

    AAY Investments Group. All rights reserved. This material is for personal use only. Republication and redistribution, including posting to news groups, is expressly prohibited without the prior written consent of AAY Investments Group. The content provided within this website is provided for informational purposes only, and should not be construed as investment advice. At no time should information contained herein be considered an offer to buy or sell securities.

    Disclaimer

    This Web Site may include Databases ("Content"), facts, views, opinions and the identities or recommendations of individuals and organizations deemed of interest. AAY Investments Group and its Content licensors are not giving business advice, financial advice, investment advice, tax advice, legal advice, or other professional advice. AAY Investments Group and its Content licensors do not guarantee or warrant the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions and recommendations. You should always seek the assistance of a professional for advice on business or financial opportunities, investments, tax, the law, or other professional matters.

    THE CONTENT AND THE WEB SITE ARE PROVIDED "AS IS", WITHOUT ANY WARRANTIES. AAY INVESTMENTS GROUP AND ITS AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, TIMELINESS, NONINFRINGEMENT, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT AVAILABLE THROUGH THE WEB SITE, OR THE WEB SITE ITSELF, AND AAYINVESTMENTSGROUP.COM HEREBY DISCLAIMS ANY SUCH EXPRESS OR IMPLIED WARRANTIES. NEITHER AAYINVESTMENTGROUP.COM NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS WILL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY, INCLUDING DEATH OR PERSONAL INJURY RESULTING DIRECTLY FROM USE OF THE WEB SITE, CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE WEB SITE AND ANY CONTENT AT THE WEB SITE.

    IN NO EVENT WILL AAYINVESTMENTSGROUP.COM, ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT OR THE WEB SITE. AAY INVESTMENTS GROUP AND ITS AFFILIATES, AGENTS AND LICENSORS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES { INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES, INCLUDING DIRECT DAMAGES}, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES, JURISDICTIONS OR COUNTRIES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR DAMAGES OR THE EXCLUSION OF CERTAIN TYPES OF WARRANTIES, PARTS OR ALL OF THE ABOVE LIMITATION.

Current Projects Funded
  • Click here to view the investments list

    Below are the projects funded in 2021


    Click here for the complete list Funded Projects
    • Australia
      • Medical Facility - USD 65 Million
    • Ghana
      • Hotel Construction Finance - USD 64 Million
    • Greece
      • Key Hotel Acquisition - Euro 80 Million
    • Indonesia
      • Indonesia Renewable Energy Production - USD 225 Million
    • Kazakhstan
      • Subsidized Housing Project - USD 15 Million
    • Kenya
      • Multifamily Real Estate Development - USD 110 Million
      • Orchard Farm Expansion - USD 3 Million
    • Nigeria
      • RideShare Start-Up - USD 6 Million
    • Rwanda
      • Textile Factory Expansion - USD 76 Million
    • Singapore
      • Digital Currency Project - USD 15 Million
    • South Africa
      • Mineral Mining Expansion - USD 52 Million
    • Tanzania
      • Agriculture Expansion - USD 16 Million
    • Thailand
      • Mix-use Hospitality Center - USD 12 Million
    • United Arab Emirates
      • Large Scale Residential Villas Development - USD 165 Million
      • Hotel Development - USD 450 Million
    • United Kingdom
      • Software Development Start-up - GBP 2 Million
Press Releases
  • Click here to view our Press Releases
    Click here for The Complete Catalog of Press Releases

    August-2022

    It’s official AAY Investments Group S.A being a leader in the international project funding and award winner of the best project finance team for 2022 has once again set the industry standards for the best interest rates for USD loans.

    The current US prime rate has been increased to 5.5%, however, AAY Investments Group S.A prime rate for USD will remain at 4.95%. This is a great savings over the period of a project loan.

    Mr. Mark Manson, Senior Managing Partner, said "We have decided to create a discount for our clients so they may benefit, not only saving money but also by increasing their profits. As most countries are recovering their economies it would have been a set back if they had to pay higher interest rates due to the high inflation within the USA."

    This discounted rate for USD funding will be available to all clients as of August 1, 2022.

    To learn more of the exciting opportunities available for project funding and to submit an application to AAY Investments Group S.A Panama. Please visit our official secure website and submit a request via the inquiry section.

    July-2022

    What does euro and dollar parity mean? It means the European and American currencies are worth the same amount.

    Therefore AAY Investments Group Panama is pleased to announce an increased allocation to our Euro Funding Program which offers much lower interest rates than the US Funding Program.

    Now is the time to take advantage of this amazing opportunity by funding your project in Euros instead of US dollars. The Interest rate is 3.96% on Euros instead of 4.95% on USD

    AAY Investments Group is the Award Winning Best International Project Finance Team for 2022. To learn more about AAY Investments Group, please visit: https://www.aayinvestmentsgroup.com/ or https://cfi.co/awards/latin-america/2022/aay-investments-group-best-international-project-finance-team-panama-2022/

    Project owners, consultants, brokers, introducers, should visit AAY Investments Group official secure website to submit their funding applications using the inquiry section.

    AAY Investments Group is ready and prepared to fund all projects application using Euros for remainded of 2022.

    June-2022

    Yahoo Finance congratulates AAY Investments Group Panama on winning the Award for the Best International Finance team 2022, along with many other news reports.

    Below are the links to the listed of published articles from Yahoo and CFI who presented the prestigious award to AAY Investments Group.

    There are now over 200 articles that have been published including news write up’s from news reporters around the world.

    To view the Yahoo Finance published full write up please click on the link below
    https://finance.yahoo.com/news/aay-investments-group-named-2022-140000662.html?.tsrc=fin-srch

    To view the CFI Awards published full write up please click on the link below
    https://cfi.co/awards/latin-america/2022/aay-investments-group-best-international-project-finance-team-panama-2022

    Mark Manson, The Senior Managing Partner states "Our thanks goes out to the whole AAY Investments group team whose efforts, hard work with dedication and professionalism towards our clients is the reason we won this prestige award for best international finance team for 2022".

    To learn about the new funding opportunities available for project funding offered by AAY Investments Group Panama. Please visit our official secure website and submit a request via the inquiry section.

    May-2022

    It’s official AAY Investments Group Panama are the winners of the 2022 Best International Finance Team Award.

    The CFI.co judging panel presents AAY Investments Group with the 2022 Best International Project Finance Team (Panama) Award.

    This prestigious award has been held by the best financial groups around the world that include UBS, Landsbank, RBC, Access Bank, Pictet Bank and now AAY Investments Group Panama.

    Mr. Mark Manson, Senior Managing Partner says this is a great achievement which we are proud to accept having provided project funding to many different countries. Our dedicated team has worked long hours with project owners to ensure success in every viable business opportunity and industry that applied to us for funding. Special gratitude goes to Mr. Sam Davis, Senior Project Director for his outstanding efforts in helping clients and brokers to fully understand our funding procedure, terms and conditions.

    We look forward to funding many more projects for the remaining months of 2022.

    To learn more of the exciting funding opportunities available for project funding and to submit an application to AAY Investments Group Panama. Please visit our official secure website and submit a request via the inquiry section.

    April-2022

    AAY Investments Group are proud to announce their accreditation with DUN & Bradstreet who are a world renowned independent organization that provides commercial data, analytics and insights into corporations.

    The D-U-N-S Registered seal indicates that a company has been verified and validated by Dun & Bradstreet.

    This prestigious DUNS Seal is now displayed on the AAY Investments Group official secure website along with AAY's DUNS number which is #816805448..

    The benefits for AAY Investments Group clients present and future is an excellent comfort level in knowing they are dealing with a trustworthy and validated group.

    To learn more about the current AAY Investments Groups funding opportunities for international project financing and all other international business activities. Please visit our official secure website and submit a request via the inquiry section, for which you will receive a prompt reply following initial review of the application.

    March-2022

    With the easy of travel restriction by many countries the leisure industry is set to boom. Hotel booking are reaching at pre pandemic numbers and are on track to surpass the records of 2019.

    Manufacturing is also experiencing increased order volume for products that were put on hold during the 2020 lockdowns, demand is therefore now at the reaching volume of 2019 with supply not far behind.

    The Housing and Construction sectors are also enjoying a higher volume of buyers as people are now able to move into homeownership and begin real estate investing.

    AAY Investments Group offers up to 100% funding for all the above industries, many funding programs are available on debt and equity, pure loan and joint venture.

    All project owners or their appointed broker / representatives should submit a detailed application directly to AAY by using the official AAY Investments Group website in the secure inquiry section. Following, you will receive a prompt reply following initial review of the application.

    February-2022

    The month of February has shown that the recovery of many countries economies, by the easing of restrictions, is underway.

    AAY Investments Group is pleased to state that it has been a major provider of commercial funding for a diverse range of industries that have reopened for business.

    With investment and loan capital being difficult to obtain in many countries, AAY Investments group has been the solution by providing the needed capital.

    AAY Investments Group has also being active in providing insurance bonds for the construction industry, trade import export and others that require insurance guarantees.

    Project funding or insurance is available for those who are currently seeking these services.

    All project owners or their appointed broker / representatives should submit a detailed application directly to AAY by using the official AAY Investments Group website in the secure inquiry section. Following, you will receive a prompt reply following initial review of the application.

    January-2022

    AAY Investments Group would like to wish past, present and future clients a very prosperous & successful New Year 2022.

    With the launch of our New Economic Growth funding programs for Ghana, Kenya, Tanzania and Nigeria confirms AAY Investments Group as a global leader with a proven track record for providing project funding within these countries.

    Further Economic Growth funding programs are being extended and expanded for Indonesia, Malaysia, UAE, and Australia following the success in these countries in over the 2020-2021 years.

    Entry is now open for the funding programs for the above referenced countries. Project owners, consultants, brokers, introducers, should visit AAY Investments Group official website and submit their funding applications using the secure inquiry form.

    AAY Investments Group has already begun to accept new project application for 2022 meaning persons who are ready should submit without delay to avoid being waitlisted.

FAQs
For Brokers & Consultants of Project Funding Applicants:
For Insurance & Financial Institutions:
For Project Funding:
CONTACT US
  • Submission Guidelines

    Timing plays a very important role in today’s financial and Insurance world. Therefore it is important to understand that we are looking for clients and projects, that are ready to proceed as we have a turn around time of 30-90 days from commencement. Subject to applicants prompt cooperation.

    • For Brokers & Consultants of Project Funding Applicants:

      If you are a Broker, Consultant or another entity working in commercial finance and/or insurance, we are currently seeking professional contacts around the world to work under our umbrella to place their clients business. Commissions will be respected, protected and paid in full at closing or upon issue of an insurance product. We believe the best approach to any reward payment structure should be in the form of individual case by case commission, not a fixed one size fits all. Please write and explain which commercial industries you handle and the type of clients you service.

    • For Insurance & Financial Institutions:

      If you are an Insurance company or Financial Institution wishing to re-insure or spread part of your loan risk, we can help decrease your exposure. Please send us information about your current/future requirements.

    • For Project Funding:

      Please send via e-mail with attachments supporting documents that will aid our understanding of your requirements and evaluate the best solution. We guarantee a response within 48 hours of receipt. At that time should we require further information, we would include the same in our reply.


Broker Project Owner
DISCLAIMER: I hereby agree to the terms, conditions and privacy policies set forth by AAY Investments Group and its affiliated parters
FM Office

Tower Financial Center

Corner of 50th Street and Elvira Méndez Street

Panama City, Republic of Panama

Business Office

Piso 16, Ofic. 16-02

Edificio Ocean Business Plaza

Av. Aquilino de la Guardia y Calle 47

Marbella, Republic of Panama

Phone: + (507) 202-6914

Registered Office

1st Floor

Advanced Tower

Ricardo Arias Street, Panama Banking District

Panama City, Republic of Panama