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With the Seasons Holidays soon upon us, we would like to take the opportunity of wishing all our clients old and new all the very best for the holidays and New Year 2019.
Please note, we will be closed for business during holidays from December 21, 2018 until January 14, 2019.
During this period we will still be accepting applications for funding which can be submitted as usual via our web site inquiry option and responded to upon our return.
To start the New Year off with a Gift we will be granting all applications that are received prior to our return on January 14, 2019 the benefit of having our December 2018 rates which will be a saving bonus.
For those who are ready now to submit their applications during the month of December prior to our close for business, we encourage you to do this to take the benefit of securing your funding by receiving our fast turn around approval.
Due to the overwhelming response we have received from project applicants who are all seeking to take advantage of our low USD interest rates before
the December cut off date as advised in our October press release.
We have been forced to implement a cut off date of the end of November 2018 for acceptance of new applications that are seeking funding for this financial year.
Any applications that are received within the month of December 2018 will be carried forward to our 2019 Fund allocation. These will be subject to the prevailing interest rates, terms and conditions for the new financial year .
We therefore recommend prompt action from all project applicants that want to receive funding within 2018.
For those who can qualify at a higher financial liquidity level, we can offer our special expedited program as well as entrance into our advantageous “invite only” Platinum Premium members program.
AAY retains its low USD interest rate until December 2018. Once again the Federal Reserve increased the interest rate for all borrowers.
This change will effect many who have or who are seeking commercial loans, mortgages, business finance and refinancing.
The decision taken by the AAY Board to hold the low interest rates will allow
new business borrowing to take the benefit of obtaining financing at a saving. This of course is great news.
For those who are currently seeking funding we recommended that they
begin their submission of applications as soon as possible to ensure they are accepted and within AAY’ s system prior to the December cut off date.
AAY increases its funding capability to accommodate in the following ranges of USD/EURO/ GBP from minimum 1 Million to Maximum 1 Billion in either of the referenced currencies. For amounts in excess of 1 Billion these will be syndicated with our associated financial partners with no upper limit amount.
In the first instance funding applications for any of the above referenced amounts should be submitted through our website for review and evaluation. Following, we will respond accordingly.
To obtain a timely response, please ensure that when submitting an application it is completed to provide sufficient information to allow the review committee to express their initial interest to fund the project.
We are pleased to report an increase in business for the half year term which is due to new and returning clients who came to us for funding during that period.
It is anticipated that this trend will continue for the latter half of the year as we already have a high demand of applications that we are currently processing for funding within late 2018.
As current market conditions continue to become difficult for borrowers to access funding from banks in the project country.
This situation has caused an increased volume of business to be brought to AAY directly and through brokers. This in part is due to AAY’s leading edge programs and creative funding structures.
AAY Investments Group are pleased to announce their partnership with two major banks from China for the purpose of participating in investments together in Europe.
The projects that have been selected under this new joint venture included ports for shipping cargo, industry projects, high tech, toll roads, bridges and infrastructure.
AAY was selected to be a partner in these new ventures due to their impressive performance in the past for funding projects in various countries.
It is anticipated that this new partnership will not only provide funding for Western and much needed Eastern Europe but will also create jobs in those selected countries.
We are pleased to advise that AAY Investments Group & S.A is now fully compliant with EU's General Data Protection Regulations law ("GDPR") which came into effect on May 25th, 2018.
The benefit to our past and current clients is complete peace of mind in knowing the information provided to AAY Investments Group & S.A which contained sensitive details about yourself, company and project will not be disclosed or made available to any third parties who are not affiliated with us.
Nor will any of the details of the success of your AAY Investments Group & S.A funded project be used to induce other clients who apply for funding. This blanket protection will now be applied under GDPR laws and rules.
AAY Investments Group & S.A will continue to publish limited information on our web site under projects funded that does not disclose the project details, name or location. Only the project industry, country and funding amount will be shown.
Financing still remains a significant concern for private sector construction companies operating in Ghana. “The single most pressing issue for the construction and real estate sector is access to capital” AAY has been a vital provider of funding which has enable the development of these projects.
“Financing an investment once the land has been purchased, blueprints have been drawn up and permits are obtained can take up to two years.” Construction project delays are not unique to the financing stage. In order to attract more private investment, the government established the Ghana Infrastructure Investment Fund (GIIF) in 2014. This fund pools together government resources from the budget, value-added tax revenue and profits from state-owned companies, along with other private sources like AAY, for priority infrastructure projects.
AAY is pleased to announce another successful quarter for 2018 which saw a 28.6% increase in activities from Ghana for projects seeking funding which have been introduced by local professional consultants, banks and law firms.
Despite increased interest rates by the Federal Reserve for 2018 which are predicted to continue, AAY’s Treasure Department has decided to maintain our current interest rate.
This makes the Interest rate 4.75% on international project loans for the whole of 2018.
This is good news for borrowers who are seeking funding for their projects at a lower interest rate than they can get in their own country.
AAY first quarter report for 2018 has shown an upturn on business in comparison to the same quarter for 2017.
This is great news for our stakeholders. We envision this tread to continue due to the volume of
quality business we are currently handling and have in the pipe line.
It is clear to us as certain changes are occurring in many countries is
the reason we are seeing this increase from clients who cannot obtain
funding in their own country on favorable terms.
2018 has already started to be another busy and successful year for AAY
Investments Group. Demand is driven by our past track record and ability
to fund international projects which is proven over the last 32 years in business.
To accommodate this growth we have expanded the size of our operations and
funding capability. Also our professional team has grown. The new additions
we have taken on to work for us include former banks, hedge funds and other
Other exciting news is due to this expansion we can now open up the
opportunity for New introducers, Consultants, Brokers and Intermediaries
who have experience in international financing to join us by becoming an
appointed agent. For further details please contact us via our web site.
The capital partners award for 2017 goes to AAY Investments Group as the best overall
finance team and performance for the funding of projects worldwide. This prestige award is given to finance companies that have provide the best service and quality experience to their clients.
Google awards AAY Investments Group with a five star rating, congratulations.