• "Patience, Persistence, and Perspiration make an unbeatable combination for success."

    Napoleon Hill

  • "Many of life's failures are people who didn't realize how close they were to success when they gave up."

    Thomas Edison

  • "The brave may not live forever - But the cautious do not live at all."

    Sir Richard Branson

WELCOME TO AAY Investments Group

Worldwide Venture Capital

We will be pleased to assist you no matter what your funding requirements are. If you have been turned down by banks or financial institutions, we can help. As project financiers, we pride ourselves in using creative ways to provide the funding you require during these difficult economic times.

AAY Investments Group has been in the International Project Funding business since 1986, during that time our ability to evolve in these ever changing economic times has led to our success. We have continued while many financial institutions have failed, our proven track record is testament to that.

We provide Venture Capital Funding all over the world, in numerous currencies. We have given life to projects that have gone on to create both wealth for their owners and secure jobs for workers in many countries.

AAY Investments Group has had the privilege of working with numerous national and international brokers, attorneys, banks, financial institutions, insurance companies as well as many large and small Project Owners.

As we are a Worldwide Project Investment Group with a Private Fund and have our own private investor capital, we have the resources to fund projects globally. The minimum lending requirement is 1 Million USD|EURO|GBP to 1 Billion USD|EURO|GBP. We have the capability to fund upwards of 1 Billion USD|EURO|GBP by using our syndicated partners. AAY Investments Group is able to offer low interest rates and if necessary a grace free period of repayment until a project has adequate cash flow. This is achieved by using our unique 100% Project Funding program, which is consists of 60% private lending and 40% private equity in the project.

In order to comply with the new worldwide financial regulations, it is now a requirement for all costs, upon acceptance of the Loan Investment Commitment Contract, to be covered by the applicant.

Registered with:

  • Project Owner Testimonial
    Christopher Wood
    Vancouver, Canada.
    We had been looking for finance for some time and due the these difficult economic times where we found out almost all lenders we approached had stopped lending. After searching the internet we came across AAY Investments Group, upon submitting an application into them we received positive feedback and interest to fund our project. They sent us their procedure, terms and conditions which we followed, this led to us having our project fully funded as promised. Thank you AAY Investments Group, we would highly recommend your organization to anybody who is serious to get their Worldwide Project Funding, as these guys are top notch.
    Click here for more
    Project Owner Testimonials
  • Broker Testimonial
    Henry Lu
    Hong Kong, China
    I have been working and presenting my clients to AAY Investments Group for the past 10 years, during this time I and my clients have achieved great profitable success as the majority of my clients applications have been funded successfully. AAY Investments Group is a company who wont give you the run-around, if a client is willing to accept the terms and conditions offered, they will get Joint Venture Project Funding. I have found that in todays business world you have to take risks to be able to make money, AAY Investments Group is willing to take risks, I tell my client you must do the same to succeed.
    Click here for more
    Broker Testimonials
About AAY Investments Group

  • AAY Investments Group is comprised of Templeton Equity, Swiss Credit & Guaranty, Swiss Credit Underwriters, Swiss Credit Equities and an additional six AAY affiliated partner companies.

    Our senior management team have over 95 years of combined professional experience in Commercial Project Finance and Venture Capital Funding. This dynamic team have background ranging from lawyers to investment bankers, all with vast knowledge within financial institutions.

  • AAY Investments Group now has an insurance team which consists of highly-skilled individuals in risk-management. This allows us to provide Commercial Insurance products through Reinsurance and guarantees, along with the ability to accept business from the wholesale insurance broker community.

    Our professionalism and confidentiality towards our clients over the years, has allowed us to work with both governments, public listed companies, professional service providers and private project owners.

  • We believe Confidentiality and Non-Disclosure must be maintained at all times and is essential to business today. We do not use our clients or their information to obtain new business, by disclosing their information to any other third parties.

    Our leadership and reputation in the industry has never been stronger in our history than it is today. As a result we have established many long-term partnerships. Additionally we provide underwriting for commercial funding and related Reinsurance projects to non-affiliated financial and insurance entities.

Services
  • Insurance

    AAY Investments Group Insurance:

    Our quest at AAY Investments Group is to write Specialty Lines Insurance where the more difficult and unusual risks are written. The Excess and Surplus Lines Insurance coverage for commercial and industrial construction risks within small to middle-market accounts worldwide, across a broad array of contractor classes. This type of insurance requires a high degree of expertise and experience which our team of specialists can help and advise the type of coverage and plan best suited to your individual risk profile. We offer up to 10 million USD|EURO over general liability policies of standard insurance companies.

    AAY Investments Group Capital:

    This sector specializes in providing customized Credit Enhancement solutions, including the issuance of Financial Guarantees, Surety Bonds, and Wrapped Securities to our private clients. No matter your financial or capital requirements, our creative team will analyze your individual transactional specifications and create a solution just for you.

    AAY Investments Group Indemnity:

    The AAY Investments Group Indemnity consultants are experienced in providing clients with Payment and Performance Bonds. These bonds are backed by our Reinsurance partners or one of our associated AAA-rated and Treasury Listed banks. Subject to legal restrictions, which may be applicable in certain instances by virtue of local law, our consultants are prepared to negotiate and execute in all legal territories and major markets around the world. No matter what your current bonding situation is, we can improve the amount of surety credit currently available to your company. even if you have been declined by another surety agency or company.

    Contact AAY Investment Group to learn more about its commercial project finance opportunities. As project finance lenders with more than 25 years of worldwide venture capital experience, We can help you bring life to your project.

  • Finance

    JV Venture Capital Project Funding Program

    • Venture Capital 60/40 program to give 100% financing.
      • A 60% loan and a 40% purchase of shares in project company.
      • Interest rates on loan for USD 4.95% or on Euro 3.96%. or on GBP 3.96%
      • Maximum term for loan 10 years.
      • Interest only payments on loan.
    • Government Funding Programs.
      • Refinancing of Debt.
      • Expansion and Growth Capital.
      • Competitive Rates.
      • Sovereign Guarantee

    Worldwide Commercial Project Finance

    • Liquid Debt Equity Funding.
      • 50% Funding.
      • 50% Equity.
      • 50% Profit Split.
      • No Maximum Term Length.
    • Commercial Mortgages.
      • Loan to value 80%.
      • Interest rates for USD 8.5% or Euro 7.5%.
      • Maximum term 15 years.
      • Payments Capital and Interest.
    • Refinance of existing asset backed security.
      • Loan to value 80%.
      • Interest rates for USD 8.5% or Euro 7.5%.
      • Maximum term 15 years.
      • Payments Capital and Interest.
    • Builders Developers Loans for Real Estate Projects.
      • New or existing developments.
      • Loan for land purchase 60% of value or 85% development.
      • Loan term 15 years. Interest rate on USD 8.5% or Euro 7.5%.

    The borrowers are required to pay all costs involved within the program.
    AAY Investment Group stands out among project finance lenders with a proven track record of providing commercial project finance and worldwide venture capital. Contact us to learn how we can help you.

  • Privacy Policy

    What you should know:

    We recognize our obligation to keep information about you secure and confidential. AAY Investments Group has created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses our information gathering and dissemination practices for this website: aayinvestmentsgroup.com.

    Summary: Clients of AAY Investments Group.

    Unlike many other financial institutions, we do not sell or share Client Information with marketers outside AAY Investments Group who may want to offer you their own products and services.

    We carefully manage information among our divisions. Understanding your relationship allows us to serve you better and offer you more convenience and benefits. Keeping financial information secure is one of our most important responsibilities.

    We maintain physical, electronic and procedural safeguards to protect Client Information. Employees are authorized to access Customer Information only when they need it to provide you with products and services or to maintain your accounts. Our employees are bound by a Secrecy Agreement and ethics statement that requires confidential treatment of Customer Information and are subject to disciplinary action if they fail to follow this code.

    At AAY Investments Group, we are committed to safeguarding our customer information. Since your privacy is a priority, AAY Investments Group will not share non-public information about you with third parties outside of the AAY Investments corporate family without your consent, except as explained in our Privacy Policy. From time to time, we may communicate special offers for products or services of third parties outside of the AAY Investments Group corporate family, which we believe may be of interest to you, as explained below. However, we will not provide these third parties with any non-public information about you without your consent.

    We have created our Privacy Policy to convey our privacy commitment to you, and serve your privacy needs.

    Privacy Policy

    The policy presented below covers how AAY Investments Group uses and protects Customer Information. Customer Information means information personally identifiable with a specific Customer or about a Customers current or former relationship with AAY Investments Group. This policy is provided to you in accordance with the Federal Financial Privacy Law, 15 U.S.C. 6801-6810.

    Maintaining the security and confidentiality of our Customer Information is a top priority for AAY Investments Group. We carefully manage Customer Information in order to give you better service, greater convenience and additional benefits consistent with the nature of your overall business.

    Protecting Your Information

    AAY Investments Group does not sell Customer Information to anyone. We will only share Customer Information with others as stated in this policy, unless we provide you with additional notice or ask for your permission.

    Information Security

    One of our most important activities is maintaining the security of Customer Information. We value your trust and carefully handle information we possess about you. All AAY Investments Group employees who have access to your information are bound by policies that require the confidential treatment of Customer Information, and they are subject to disciplinary action if they violate these policies. In addition, AAY Investments Group maintains physical, electronic and procedural safeguards to protect Customer Information. We continually evaluate new technology for the protection information and when appropriate, we upgrade our information security systems.

    Information Gathering

    AAY Investments Group gathers and uses various types of information to properly serve you and better understand your needs. We also strive to assist you in learning more about financial products and services that may be of interest. The Customer Information we gather generally consists of the following:

    Information gathered from applications, forms and other information you provide, whether in writing, in person, by telephone, electronically or by any other means, such as your name, address, social security number, assets, income and debit. Information about your transactions and your account experience with AAY Investments Group, such as account balances, trading activity and payment history. Information obtained from consumer reporting agencies which may include account information and information about your credit-worthiness.

    Sharing Information Within AAY Investments Group

    The information we share within the AAY Investments Group corporate family helps to provide you with greater service. AAY Investments Group may share Customer Information within the AAY Investments Group corporate family, except as limited below. By sharing information about your accounts and relationships, we can save you time and money and make it easier to do business with us. Upon request you can limit the information we share about you within the AAY Investments Group corporate family.

  • Legal Notice & Site Disclaimer

    AAY Investments Group. All rights reserved. This material is for personal use only. Republication and redistribution, including posting to news groups, is expressly prohibited without the prior written consent of AAY Investments Group. The content provided within this website is provided for informational purposes only, and should not be construed as investment advice. At no time should information contained herein be considered an offer to buy or sell securities.

    Disclaimer

    This Web Site may include Databases ("Content"), facts, views, opinions and the identities or recommendations of individuals and organizations deemed of interest. AAY Investments Group and its Content licensors are not giving business advice, financial advice, investment advice, tax advice, legal advice, or other professional advice. AAY Investments Group and its Content licensors do not guarantee or warrant the accuracy, completeness or timeliness of, or otherwise endorse, these views, opinions and recommendations. You should always seek the assistance of a professional for advice on business or financial opportunities, investments, tax, the law, or other professional matters.

    THE CONTENT AND THE WEB SITE ARE PROVIDED "AS IS", WITHOUT ANY WARRANTIES. AAY INVESTMENTS GROUP AND ITS AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, TIMELINESS, NONINFRINGEMENT, TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT AVAILABLE THROUGH THE WEB SITE, OR THE WEB SITE ITSELF, AND AAYINVESTMENTSGROUP.COM HEREBY DISCLAIMS ANY SUCH EXPRESS OR IMPLIED WARRANTIES. NEITHER AAYINVESTMENTGROUP.COM NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS WILL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY, INCLUDING DEATH OR PERSONAL INJURY RESULTING DIRECTLY FROM USE OF THE WEB SITE, CAUSED IN WHOLE OR PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE WEB SITE AND ANY CONTENT AT THE WEB SITE.

    IN NO EVENT WILL AAYINVESTMENTSGROUP.COM, ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT OR THE WEB SITE. AAY INVESTMENTS GROUP AND ITS AFFILIATES, AGENTS AND LICENSORS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES { INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES, INCLUDING DIRECT DAMAGES}, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES, JURISDICTIONS OR COUNTRIES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR DAMAGES OR THE EXCLUSION OF CERTAIN TYPES OF WARRANTIES, PARTS OR ALL OF THE ABOVE LIMITATION.

Current Projects Funded
  • Click here to view the investments list
    Click here for the complete list Funded Projects
    • Australia
      • Australia Condominium Residential Development USD 42.7 Million
    • Belgium
      • Belgium Real Estate Investment Euro 49 Million
    • Brazil
      • Brazil Hotel Resort development USD 350 Million
    • Canada
      • Canada Alternative energy USD 37 Million
    • Chile
      • Chile Golf course and resort development USD 125 Million
    • China
      • China Road construction USD 650 Million
    • Colombia
      • Colombia Cable and telephone communications USD 25 Million
    • Costa Rica
      • Costa Rica Low cost Air plane operator USD 32 Million
    • Croatia
      • Croatia Hotel and Wellness Resort Euro 280 Million
    • Dominican Republic
      • Dominican Republic Resort development USD 400 Million
    • Finland
      • Finland Land Produce Growers Euro 36 Million
    • France
      • France Shopping complex Euro 155 Million
    • Germany
      • Germany Green fuel from waste Euro 110 Million
    • Ghana
      • Ghana Agricultural Produce Farm USD 6.9 Million
    • Greece
      • Greece Shipping Company Euro 280 Million
    • Grenada
      • Grenada ICT Business USD 6.5 Million
    • Hungry
      • Hungary Natural Spring water production USD 7 Million
    • India
      • India Hospital development USD 75 Million
    • Indonesia
      • Indonesia Textile Clothing manufacturing USD 8 Million
    • Italy
      • Italy Luxury Branded Manufactory Euro 855 Million
    • Japan
      • Japan Housing Development USD 24 Million
    • Kazakhstan
      • Kazakhstan Oil terminal port transport Euro 1.8 Billion
    • Kenya
      • Kenya Low cost Housing USD 75 Million
    • Korea
      • Korea Shopping Mall Complex USD 559 Million
    • Malaysia
      • Malaysia Private Medical Center USD 26.4 Million
    • Mexico
      • Mexico Hotel and Resort Development USD 795 Million
    • Philippine
      • Philippine Movie Cinemas USD 5 Million
    • Poland
      • Poland Warehousing development Euro 65 Million
    • Puerto Rico
      • Hotel and spa resort USD 75 Million
    • Romania
      • Romania Nursery produce Euro 6 Million
    • Russia
      • Russia Apartments/ retail development USD 250 Million
    • South Africa
      • South Africa Farming and dairy production USD 4.5 Million
    • Spain
      • Spain Hotels Acquisition Euro 525 Million
    • Taiwan
      • Taiwan Computer production USD 12 Million
    • United Arab Emirates
      • UAE Shopping Mall Center Development USD 560 Million
    • Uruguay
      • Uruguay Beer brewing and bottling USD 8 Million
    • Vietnam
      • Vietnam Shopping, parking Development USD 540 Million
Press Releases
  • Click here to view our Press Releases
    Click here for The Complete Catalog of Press Releases

    September-2020

    Following the success of AAYs Investments Group Kenya Fund, which was fully taken up during the month of August by an extremely high volume of quality applications.

    We have decided to launch a second super larger Fund which will be the Nairobi Kenya Fund. The Capacity of this Fund will be four times the size of the previous Fund.

    AAY Investments Group consider that this second larger Nairobi Kenya Fund will be able to accommodate the extra volume of projects applications currently on the waiting list.

    All “for profit” industries would be suitable candidates for the larger Fund and will be considered on their own merits and profit returns.

    Project owners or their representatives should in the first instance submit an application using the official AAY Investments Group website in the inquiry section.

    August-2020

    August is an exciting month for AAY Investments Group with the official launch of the International Mining Industry funding program.

    The program covers industries of Gold, Precious Stone, Precious Metals and Fuels to name a few. There are many other mining activities that are also of interest as long as they are marketable commodities.

    Project owners or their representatives should in the first instance submit an application using the official AAY Investments Group website in the inquiry section.

    The type of funding being offered for the mining industry program will be in the form of a joint venture whereby AAY Investments Group will use its proven 60% loan and 40% equity share. This is very advantageous to many companies in this field.

    Entry to the Mining Industry Fund is limited and offered subject to availability.

    July-2020

    AAY Investments Group is pleased to announce its decision to expand our Loan Investments programs for Ghana, Tanzania and Kenya for 2020.

    The Industries of interest are, medical, transportation, real estate developments, banking, mining, infrastructure, manufacturing, agriculture, shipping and telecommunications.

    The benefit of our Loan Investment programs is that they give an opportunity for business owners to achieve the realization of projects. This is due in part to our much lower interest rates and attractive terms than available in the project country.

    Should you be a consultant or project promoter or owner looking to fund a viable project, please visit our official website site and submit your application via the inquiry section.

    June-2020

    AAY Investments Group achieves its objective by continuing to provide financing for projects during these unusual and difficult times of pandemic Covid- 19.

    During the month of May 2020 we were able to close on the financing of 6 projects in different Countries for the industries of Medical, Real Estate, Manufacturing, Agricultural, Hospitals and Commercial Transportation.

    Although we are now in the “New Normal” as stated by the WHO. We have adjusted so that our Worldwide Financing has and can continue to be successful for our clients who are seeking funding in these difficult times.

    For further information please visit our official website site. Alternatively should you have a project that is ready to be financed, please submit your application via our official website in the section for inquiries.

    May-2020

    AAY Investments Group is pleased to confirm that our funding activities have successfully continued during Covid- 19 due our safety protocols in place for our staff and clients worldwide.

    We have experienced that our clients have found good value opportunities which they have moved on whereby AAY Investments Group provided the funding to assist them to achieve the realization of their projects.

    AAY Investments Group is proud to announce that we are well positioned to continue providing funding throughout this year to quality projects worldwide.

    As many countries begin to ease the restrictions and lockdowns currently in place, we advise all interested parties who are seeking funding to come forward and present your project request to AAY Investments Group by visiting our official website and submitting your funding application directly via our inquiry section.

    April-2020

    As the pandemic of COVID-19 has spread to many countries, AAY Investments Group can assure all our clients that we are still open for business during this difficult period.

    Being a state of the art high tech finance operation allows us to continue our work and keep all our staff safe and well by allowing them to work remotely but sill under highly protected guidelines and protocols to ensure strict confidentiality of our clients information and exchanges of correspondences.

    AAY Investments Group is pleased to announce the opening of the its NEW Medical Funding Program for private hospitals, medical equipment manufactures and any other profit related industry within the medical field.

    The April New Medical Funding Program has been specially designed to provide fast approvals on attractive terms and is offered to multiple applicants from most countries worldwide.

    Should you be an applicant within the medical industry that needs funding for expansion, then please visit our official website and submit your application online via the inquiry section.

    March-2020

    AAY Investments Group is pleased to announce the New Prime Loan program for quality commercial projects.

    Below are the details;

    • The program offers a pure loan for up to 100% value.
    • Interest is based on US Prime Rate and is adjustable, this means the interest rate will always be whatever the prime rate is.
    • Qualified borrowers must have minimum readily available 10% of own funds of the loan value to be paid to lender.
    • Minimum lending amount USD 10 Million to USD 100 Million.
    • Approved projects must have full collateral to loan value.
    • Insurance wrap or other guarantees may be required on jumbo size loans.
    • Program is best suited to financially stable established borrowers.
    • Benefits of program is borrower retains all projects equity.
    • US Prime rate is currently 4.25%.

    Applications for this program now being accepted in the inquiry section via the official AAY Investments website.

    February-2020

    AAY Investments Group is pleased to announce the Ghana Fund for 2020.

    With the commercial interest rates in Ghana remain in double digits, This is making the cost of project financing very expensive together with the fact that the burden of low loan to value ratio.

    The exciting benefit of the AAY Investments Group Ghana Fund 2020 is that it provides an interest rate for USD at an extremely low rate of 4.95%. This rate is achieved by using a unique underwriting process. This allows for a combination of a loan and equity to provide in total 100% funding.

    The Fund was created this year specifically for Ghana due to the volume of projects that are in need of a good reliable funding solution. This will allow quality projects in Ghana to achieve realization.

    AAY Investments Group has been working in Ghana for many years making them a reliable proven funding source. As the official opening of the AAY Investments Group Ghana Fund 2020 is February 3, 2020 applications are now being accepted for quality projects.

    To submit your project funding application please visit our office website.

    January-2020

    AAY Investments Group is excited to announce the New UK FUND. This fund offers project funding in GBP currency with low interest rates for quality commercial projects.

    As BREXIT is now set to happen under the newly elected Conservative party led by Prime Minister Boris Johnson makes the U.K. prime for an Investment boom.

    Many U.K. investors have been “on the fence” which has created a stagnant economy. This is now expected to change rapidly for the smart switched on entrepreneurs who can see that the value of the U.K. economy will increase dramatically during 2020.

    As the U.K. Pound returns to normal levels of £1.55 to £1.65 against the US dollar so will the value of real estate and related projects as well as many other businesses and industries.

    For U.K. projects owners, promoters and brokers AAY is now officially accepting funding applications via the AAY official web site inquiry section.

    Keep your New Years Resolutions to improve, restructure or expand your business by contacting AAY today.

FAQs
For Brokers & Consultants of Project Funding Applicants:
For Insurance & Financial Institutions:
For Project Funding:
CONTACT US
  • Submission Guidelines

    Timing plays a very important role in today’s financial and Insurance world. Therefore it is important to understand that we are looking for clients and projects, that are ready to proceed as we have a turn around time of 30-90 days from commencement. Subject to applicants prompt cooperation.

    • For Brokers & Consultants of Project Funding Applicants:

      If you are a Broker, Consultant or another entity working in commercial finance and/or insurance, we are currently seeking professional contacts around the world to work under our umbrella to place their clients business. Commissions will be respected, protected and paid in full at closing or upon issue of an insurance product. We believe the best approach to any reward payment structure should be in the form of individual case by case commission, not a fixed one size fits all. Please write and explain which commercial industries you handle and the type of clients you service.

    • For Insurance & Financial Institutions:

      If you are an Insurance company or Financial Institution wishing to re-insure or spread part of your loan risk, we can help decrease your exposure. Please send us information about your current/future requirements.

    • For Project Funding:

      Please send via e-mail with attachments supporting documents that will aid our understanding of your requirements and evaluate the best solution. We guarantee a response within 48 hours of receipt. At that time should we require further information, we would include the same in our reply.


Broker Project Owner
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FM Office

Tower Financial Center

Corner of 50th Street and Elvira Méndez Street

Panama City, Republic of Panama

Business Office

Piso 16, Ofic. 16-02

Edificio Ocean Business Plaza

Av. Aquilino de la Guardia y Calle 47

Marbella, Republic of Panama

Phone: + (507) 202-6914

Registered Office

1st Floor

Advanced Tower

Ricardo Arias Street, Panama Banking District

Panama City, Republic of Panama