• "Patience, Persistence, and Perspiration make an unbeatable combination for success."

    Napoleon Hill

  • "Many of life's failures are people who didn't realize how close they were to success when they gave up."

    Thomas Edison

  • "The brave may not live forever - But the cautious do not live at all."

    Sir Richard Branson


AAY Investments Group launches the new Indonesia Recovery Fund.

This new Fund is specifically for projects that have fallen victim to the effects of the COVID-19 pandemic and require restarting.

The benefits of the new Indonesia Fund are the ability to provide capital that will be needed to complete unfinished development projects and finance the expansion of operational industries.

Funding will be available up to 100% for bankable viable projects.

Should you be a project owner, a local Indonesia broker or consultant,please feel free to contact AAY Investment Group directly and submit a detailed application using the official AAY Investments Group inquiry form on the secure website.

Let us work together get your Indonesian back to prosperity and bring your many projects to realisation.


AAY Investments group is pleased to announce the launch of five new Funds dedicated to the growing African countries that have shown continuing development growth during the first quarter of 2021.

Resilience in all industries sectors have out performed initial expectations which resulted in a greater volume of projects that were funded by AAY investments group within the first quarter of 2021.

To accommodate this vast amount of new applications seeking funding, AAY Investments Group has opened all of the five new Funds at the same launch time. This will be of great benefit to the many clients currently on the waiting lists.

All new project owners or their representatives should in the first instance submit a detailed application using the official AAY Investments Group inquiry form on the secure website.


The first three months of 2021 have proven successful for projects with owners who had the confidence to proceed despite Pandemic times.

Their success was enabled by AAY Investments Group funding who invested in these projects on generous terms to enable the realization.

Now has never been a better time to pursue a profitable project for either acquisition or development. Opportunities are being found in many industries for undervalued projects that have previously been stalled due to the Pandemic.

If you or your client is one of the adventurous entrepreneur who is currently actively seeking funding, then is the best time to contact AAY to begin the funding process by submiting a detailed application directly to us using inquiry form that can be found on the official AAY Investments Group in the inquiry section.


AAY Investments Group is pleased to announce the launch of the March New Innovative Green Fund.

Suitable projects are those in the green industries, as an example, organic farming, greenhouse, green field’s energy, green building, green alternative fuels and all other hybrid green projects.

We are also interested to hear from applicants who may have a green project that is not listed above, especially in the health and medical fields.

All project owners or their appointed brokers representatives should in the first instance submit a detailed application directly to us by using the official AAY Investments Group website in the secure inquiry section.


Due to the high demand AAY Investments Group are pleased to confirm that the 2nd round Medical Fund will be released on February 1, 2021.

The fundamentals of the Fund will be the same as the 1st round Fund which is catering to all types of for profit projects in the medical field.

However the size of the 2nd round Medical Fund will be double in capacity due to the fast sell out of the 1st Medical Fund.

The 2nd round Medical Fund is open to all international projects from countries that are free from any form of sanctions or embargo.

Projects owners or brokers should in the first instance visit our official secure website inquiry section to submit their detailed applications.


As we begin the New Year 2021 with a fresh start we are pleased to confirm that AAY Investments Group is well positioned to expand its funding activities on a global basis.

Although 2020 was a year of change in how business is now conducted, for those who were resilient and able to adapt brought many success stories from the AAY Investments Groups funding program.

We are therefore excited to announce that AAY is extending all of these winning low interest funding programs from 2020 into the year 2021.

As funding applications are already starting to mount up due to the proven success track record of AAY Investments Group, we recommend interested borrowers should contact us at their earliest convenience.

All project owners or their appointed brokers representatives should in the first instance submit a detailed application directly to us by using the official AAY Investments Group website in the secure inquiry section.


As we enter the last financial month of the year 2020, December is also the last month of our funding year. AAY Investments Group is pleased to report that the volume of funding applications for December has seen an unpresidential and significant increase.

This we believe is due to the outstanding track record of AAY Investments Group. During the year 2020 we have funded more projects than anticipated. AAY investments group has received many exceptional projects with dynamic entrepreneurs seizing the exciting and unique opportunities to realize their projects through the funding offered by AAY Investments group.

To accommodate this vast amount of new applications seeking funding, AAY Investments Group has added for the month of December two extra large size Funds. This will be of great benefit to the clients currently on the waiting lists. We anticipate offering funding for all the new clients and allowing the clients to obtain funding.

Project owners or their representatives should in the first instance submit a detailed application using the official AAY Investments Group website in the secure inquiry section.


The year 2020 has been impacted in every sector by the Pandemic.

There have been many ups and downs in the business world. We at AAY have developed many new ways in which to assist businesses to allow growth and aid expansion in many viable industries, real estate development etc.

We have expanded our portfolios to cover the new demand worldwide and to continue to move forward in the new and evolving world.

AAY Investments Group has recently set up a Growth Fund 2020 to provide essential capital to entrepreneurs who are finding new opportunities to purchase an under valued asset in many industries.

Those who consider they have a viable opportunity should in the first instance submit an application into our official website site via the inquiry section.


AAY Investments Group are pleased to announce their new October Equal Opportunity Fund.

This specific Fund was created for the benefit of innovative projects. The aim is to encourage project owners who can demonstrate good potential and growth along with the creation of jobs and prosperity for the Countries in which they are located.

Additionally, we have interest to assist the Established Companies who have the ability and enthusiasm to expand their current activities. Another area of interest to AAY is companies who are poised to expand and diversify into a new industry or technology to improve their current portfolio.

This year 2020 is an exciting time where entrepreneurs can expand by purchasing undervalued projects for expansion. All industries would be considered. Now is the time to move forward to make 2020 the year for you.

Those who have a viable project, please visit our official secure website. Project owners or their representatives should in the first instance submit an application by using only the official AAY Investments Group secure website in the inquiry section.


Following the success of AAYs Investments Group Kenya Fund, which was fully taken up during the month of August by an extremely high volume of quality applications.

We have decided to launch a second super larger Fund which will be the Nairobi Kenya Fund. The Capacity of this Fund will be four times the size of the previous Fund.

AAY Investments Group consider that this second larger Nairobi Kenya Fund will be able to accommodate the extra volume of projects applications currently on the waiting list.

All “for profit” industries would be suitable candidates for the larger Fund and will be considered on their own merits and profit returns.

Project owners or their representatives should in the first instance submit an application using the official AAY Investments Group website in the inquiry section.


August is an exciting month for AAY Investments Group with the official launch of the International Mining Industry funding program.

The program covers industries of Gold, Precious Stone, Precious Metals and Fuels to name a few. There are many other mining activities that are also of interest as long as they are marketable commodities.

Project owners or their representatives should in the first instance submit an application using the official AAY Investments Group website in the inquiry section.

The type of funding being offered for the mining industry program will be in the form of a joint venture whereby AAY Investments Group will use its proven 60% loan and 40% equity share. This is very advantageous to many companies in this field.

Entry to the Mining Industry Fund is limited and offered subject to availability.


AAY Investments Group is pleased to announce its decision to expand our Loan Investments programs for Ghana, Tanzania and Kenya for 2020.

The Industries of interest are, medical, transportation, real estate developments, banking, mining, infrastructure, manufacturing, agriculture, shipping and telecommunications.

The benefit of our Loan Investment programs is that they give an opportunity for business owners to achieve the realization of projects. This is due in part to our much lower interest rates and attractive terms than available in the project country.

Should you be a consultant or project promoter or owner looking to fund a viable project, please visit our official website site and submit your application via the inquiry section.


AAY Investments Group is pleased to confirm that our funding activities have successfully continued during Covid- 19 due our safety protocols in place for our staff and clients worldwide.

We have experienced that our clients have found good value opportunities which they have moved on whereby AAY Investments Group provided the funding to assist them to achieve the realization of their projects.

AAY Investments Group is proud to announce that we are well positioned to continue providing funding throughout this year to quality projects worldwide.

As many countries begin to ease the restrictions and lockdowns currently in place, we advise all interested parties who are seeking funding to come forward and present your project request to AAY Investments Group by visiting our official website and submitting your funding application directly via our inquiry section.


AAY Investments Group achieves its objective by continuing to provide financing for projects during these unusual and difficult times of pandemic Covid- 19.

During the month of May 2020 we were able to close on the financing of 6 projects in different Countries for the industries of Medical, Real Estate, Manufacturing, Agricultural, Hospitals and Commercial Transportation.

Although we are now in the “New Normal” as stated by the WHO. We have adjusted so that our Worldwide Financing has and can continue to be successful for our clients who are seeking funding in these difficult times.

For further information please visit our official website site. Alternatively should you have a project that is ready to be financed, please submit your application via our official website in the section for inquiries.


AAY Investments Group is pleased to confirm that our funding activities have successfully continued during Covid- 19 due our safety protocols in place for our staff and clients worldwide.

We have experienced that our clients have found good value opportunities which they have moved on whereby AAY Investments Group provided the funding to assist them to achieve the realization of their projects.

AAY Investments Group is proud to announce that we are well positioned to continue providing funding throughout this year to quality projects worldwide.

As many countries begin to ease the restrictions and lockdowns currently in place, we advise all interested parties who are seeking funding to come forward and present your project request to AAY Investments Group by visiting our official website and submitting your funding application directly via our inquiry section.


As the pandemic of COVID-19 has spread to many countries, AAY Investments Group can assure all our clients that we are still open for business during this difficult period.

Being a state of the art high tech finance operation allows us to continue our work and keep all our staff safe and well by allowing them to work remotely but sill under highly protected guidelines and protocols to ensure strict confidentiality of our clients information and exchanges of correspondences.

AAY Investments Group is pleased to announce the opening of the its NEW Medical Funding Program for private hospitals, medical equipment manufactures and any other profit related industry within the medical field.

The April New Medical Funding Program has been specially designed to provide fast approvals on attractive terms and is offered to multiple applicants from most countries worldwide.

Should you be an applicant within the medical industry that needs funding for expansion, then please visit our official website and submit your application online via the inquiry section.


AAY Investments Group is pleased to announce the New Prime Loan program for quality commercial projects.

Below are the details;

  • The program offers a pure loan for up to 100% value.
  • Interest is based on US Prime Rate and is adjustable, this means the interest rate will always be whatever the prime rate is.
  • Qualified borrowers must have minimum readily available 10% of own funds of the loan value to be paid to lender.
  • Minimum lending amount USD 10 Million to USD 100 Million.
  • Approved projects must have full collateral to loan value.
  • Insurance wrap or other guarantees may be required on jumbo size loans.
  • Program is best suited to financially stable established borrowers.
  • Benefits of program is borrower retains all projects equity.
  • US Prime rate is currently 4.25%.

Applications for this program now being accepted in the inquiry section via the official AAY Investments website.


AAY Investments Group is pleased to announce the Ghana Fund for 2020.

With the commercial interest rates in Ghana remain in double digits, This is making the cost of project financing very expensive together with the fact that the burden of low loan to value ratio.

The exciting benefit of the AAY Investments Group Ghana Fund 2020 is that it provides an interest rate for USD at an extremely low rate of 4.95%. This rate is achieved by using a unique underwriting process. This allows for a combination of a loan and equity to provide in total 100% funding.

The Fund was created this year specifically for Ghana due to the volume of projects that are in need of a good reliable funding solution. This will allow quality projects in Ghana to achieve realization.

AAY Investments Group has been working in Ghana for many years making them a reliable proven funding source. As the official opening of the AAY Investments Group Ghana Fund 2020 is February 3, 2020 applications are now being accepted for quality projects.

To submit your project funding application please visit our office website.


AAY Investments Group is excited to announce the New UK FUND. This fund offers project funding in GBP currency with low interest rates for quality commercial projects.

As BREXIT is now set to happen under the newly elected Conservative party led by Prime Minister Boris Johnson makes the U.K. prime for an Investment boom.

Many U.K. investors have been “on the fence” which has created a stagnant economy. This is now expected to change rapidly for the smart switched on entrepreneurs who can see that the value of the U.K. economy will increase dramatically during 2020.

As the U.K. Pound returns to normal levels of £1.55 to £1.65 against the US dollar so will the value of real estate and related projects as well as many other businesses and industries.

For U.K. projects owners, promoters and brokers AAY is now officially accepting funding applications via the AAY official web site inquiry section.

Keep your New Years Resolutions to improve, restructure or expand your business by contacting AAY today.


We are pleased to announce the new Sinking Fund for qualified project owners who seek this added value opportunity. The benefits of this program are that it allows for a funding loan to be paid off in part of full or to service interest rates from the Sinking Funds activities.

This program is intended for larger funding whereby the borrowers contribution would be initially paid into the Sinking Fund. The activities of the Sinking Fund would then generate profits which are used to pay off part or fully the liabilities of the borrower that would have been incurred with the funding loan.

The Sinking Fund can be created and adjusted to suit the specific requirements of the project owner and the project loan.

Applicants should have their own freely available funds to cover the relevant costs involved.

As the Sinking Fund is a specialist type of structure it is important that qualified project owners are financially sound.

Parties wishing to participate in this new program should in the first instance submit their applications directly to AAY Investments Group via their official web site.


AAY Investments Group is pleased to announce the release of a new re-financing program for established businesses. This program is suitable for expansion, acquisition or re-financing of high interest loans and debit obligations.

Funding can be up to 50% of the current certified company valuation. This can be either in the form of a loan or equity with Insurance wrap cover.

Applicants should have their own freely available funds to cover the relevant costs involved.

AAY is now accepting applications for this program from business owners or professional brokers.


As bank deposit interest rates continue to decrease around the world, created a strong cash flow of funds into the private equity market from investors seeking higher returns on their money.

The result of this movement has increased the amount of freely available capital for investments into viable projects that can produce a minimum return of 25% return on invested capital.

AAY Investments Group are pleased to announce that have funds available for projects that meet the above criteria on a global basis.

Should you be a project owner, broker or consultant who wants to take advantage of obtaining funding for projects. Please visit our web site and submit in your application in the inquire section.


As African Countries have continued strong development opportunities and expansions of their economies during 2019, the demand for project funding is very high.

AAY Investments Group S.A of Panama has increased its funding allocation specially for African Counties by creating a Special Fund for the remainder of 2019.

Applicants seeking funding for projects in the African region are encouraged to submit their funding requests directly to AAY by using the official AAY Investment Groups web site.

Alternatively, clients who prefer to meet an AAY appointed representative first, a site visit could be arranged. This would be subject to the client covering the travel and expenses involved prior. AAY Investments Group continues to pledge its support within the African continent.


As of August 1, 2019 the USA Prime rate was reduced to 5.25%. Commercial loan products often use the U.S. Prime Interest Rate as their base lending rate, then add a margin (profit) based primarily on the amount of risk associated with a loan.

AAY Investments Group is pleased to announce that they will continue to offer their own extremely discounted rate of 4.95% for USD Commercial Loans within their JV Funding Programs.

As the cost of borrowing money is now very low makes it the prefect time to submit your financing application into AAY Investments Group for funding.

We welcome applications from project Owners, Brokers and introducer.


As global economies suffer from the US China trade wars, this creates opportunities for smart business people to step in on many projects.

However many business people who go to the banks in their countries experience very difficult qualifying loan terms. Additionally, the high interest rates do not make sense for many businesses. This then makes it impossible for them to begin their projects.

The good news is AAY Investments Group is here to help these people achieve their projects by offering very special attractive loans and JV funding with a much easier qualification process.These funding programs also have low interest rates and grace periods.

Should you as a business person who is seeking funding and wants to take advantage of these wonderful funding programs, then please visit our official web site to learn more and submit your application to us online via our website.


As AAY continues its expansion in Africa having experienced successful funding of projects over the last three years. Further opportunities have opened due to AAY establishing its presence in African countries with a proven track record.

AAY is pleased to announce its partnering with Commercial Banks for the purpose of providing AAY loan programs and JV loans with equity to their quality clients who are seeking better loan options with low interest rates.

Applicants from African countries can either submit their loan applications directly to AAY on our official web site, our via local banks in their countries requesting that they want the AAY loan program or JV loans with equity.


As the uncertainty continues with Brexit in the UK many sectors have been affected including the once hot high end real estate within the city of London.

AAY was pleased to announce during the month of May a special loan program for the real estate market and real estate projects. This was taken up by many applicants who found themselves without suitable funding due to the withdrawal of previous loan offers made by U.K banks.

As the special UK loan program was so successful AAY has decided to extend this offering for the month of June.

Those who seek to participate in the AAY June UK loan program should submit their applications directly to the official AAY web site.


Following a successful first quarter which produced a 40% increase in business from last year for the same period.

Mr. Mark Manson Senior Managing Partner stated “ we feel the message of AAY’s proven track record of over 30 years has reached project owners in many countries. We are seeing an influx of applications for Philippines commercial project finance”

As from April 1, 2019 the start of our second quarter, we are pleased to announce reopening of our 100% Pure Loan Program for high quality clients.

It is anticipated that this growth trend will continue through out 2019.


Currently both the Europe and U.K. economies continue to suffer due to the uncertainty of Brexit, with the recession in Italy and Germany on the brink of a recession. Many projects within these Countries have been put on hold.

The local banks in the aforementioned lack available funds and are being held back by ECB Bank and the Bank of England.

AAY Investments Group is pleased to announce that arrangements with these banks has been agreed for AAY to take over their loan books so that the funding can then by provided by AAY to their existing clients.

AAY Investments Group has also set up additional funds facilities for the acceptance of new direct project applications from Europe and the U.K.

Entry for new projects from either brokers or directly from project owners is now open and ready to receive applications. To submit an application please use our website inquiry section.


AAY Investment Group is pleased to announce the creation of six new development Funds. These exciting new Funds open up into areas previously not serviceable. AAY will be now focusing on the development of investments in the following Countries.

  • Egypt
  • Vietnam
  • Poland
  • China
  • Kenya
  • Philippines

Our research has shown that the above Countries have been identified for growth and millionaire wealth creation. The implementation of various infrastructure and development projects will bring benefit to many of the above economies and also the project owners.

As of February AAY is now accepting project funding applications for both our J.V. 100% funding programs and our 80% Commercial loans funding programs in the aforementioned countries.


We are pleased to announce the reopening of our office on January 14, 2019 following the Seasons Holiday. Wishing all our clients a Happy New Year.

For those seeking funding for their projects we are ready to accept these applications which will be turned around in our usual prompt and efficient way.

We envision another good year of growth for 2019. This is a great time to begin business ventures for those entrepreneurs who are position to create wealth.

To accommodate the anticipated amount of new business AAY has increased its Funds capacity for both USD and Euro funding for the whole of 2019.

We will be implementing many new opportunities with programs to encompass the new global financial developments.

We encourage business owners seeking expansion in their current activities to follow our exciting new programs to find the one suitable for your requirements.

Our new programs will be unveiled towards the end of this month.

2019 is shaping up to be a great year for the Business and Financial world.


With the Seasons Holidays soon upon us, we would like to take the opportunity of wishing all our clients old and new all the very best for the holidays and New Year 2019.

Please note, we will be closed for business during holidays from December 21, 2018 until January 14, 2019.

During this period we will still be accepting applications for funding which can be submitted as usual via our web site inquiry option and responded to upon our return.

To start the New Year off with a Gift we will be granting all applications that are received prior to our return on January 14, 2019 the benefit of having our December 2018 rates which will be a saving bonus.

For those who are ready now to submit their applications during the month of December prior to our close for business, we encourage you to do this to take the benefit of securing your funding by receiving our fast turn around approval.


Due to the overwhelming response we have received from project applicants who are all seeking to take advantage of our low USD interest rates before the December cut off date as advised in our October press release.

We have been forced to implement a cut off date of the end of November 2018 for acceptance of new applications that are seeking funding for this financial year.

Any applications that are received within the month of December 2018 will be carried forward to our 2019 Fund allocation. These will be subject to the prevailing interest rates, terms and conditions for the new financial year .

We therefore recommend prompt action from all project applicants that want to receive funding within 2018.

For those who can qualify at a higher financial liquidity level, we can offer our special expedited program as well as entrance into our advantageous “invite only” Platinum Premium members program.


AAY retains its low USD interest rate until December 2018. Once again the Federal Reserve increased the interest rate for all borrowers. This change will effect many who have or who are seeking commercial loans, mortgages, business finance and refinancing.

The decision taken by the AAY Board to hold the low interest rates will allow new business borrowing to take the benefit of obtaining financing at a saving. This of course is great news.

For those who are currently seeking funding we recommended that they begin their submission of applications as soon as possible to ensure they are accepted and within AAY’ s system prior to the December cut off date.


AAY increases its funding capability to accommodate in the following ranges of USD/EURO/ GBP from minimum 1 Million to Maximum 1 Billion in either of the referenced currencies. For amounts in excess of 1 Billion these will be syndicated with our associated financial partners with no upper limit amount.

In the first instance funding applications for any of the above referenced amounts should be submitted through our website for review and evaluation. Following, we will respond accordingly.

To obtain a timely response, please ensure that when submitting an application it is completed to provide sufficient information to allow the review committee to express their initial interest to fund the project.


We are pleased to report an increase in business for the half year term which is due to new and returning clients who came to us for funding during that period.

It is anticipated that this trend will continue for the latter half of the year as we already have a high demand of applications that we are currently processing for funding within late 2018.

As current market conditions continue to become difficult for borrowers to access funding from banks in the project country.

This situation has caused an increased volume of business to be brought to AAY directly and through brokers. This in part is due to AAY’s leading edge programs and creative funding structures.


AAY Investments Group are pleased to announce their partnership with two major banks from China for the purpose of participating in investments together in Europe.

The projects that have been selected under this new joint venture included ports for shipping cargo, industry projects, high tech, toll roads, bridges and infrastructure.

AAY was selected to be a partner in these new ventures due to their impressive performance in the past for funding projects in various countries.

It is anticipated that this new partnership will not only provide funding for Western and much needed Eastern Europe but will also create jobs in those selected countries.


We are pleased to advise that AAY Investments Group & S.A is now fully compliant with EU's General Data Protection Regulations law ("GDPR") which came into effect on May 25th, 2018.

The benefit to our past and current clients is complete peace of mind in knowing the information provided to AAY Investments Group & S.A which contained sensitive details about yourself, company and project will not be disclosed or made available to any third parties who are not affiliated with us.

Nor will any of the details of the success of your AAY Investments Group & S.A funded project be used to induce other clients who apply for funding. This blanket protection will now be applied under GDPR laws and rules.

AAY Investments Group & S.A will continue to publish limited information on our web site under projects funded that does not disclose the project details, name or location. Only the project industry, country and funding amount will be shown.


Financing still remains a significant concern for private sector construction companies operating in Ghana. “The single most pressing issue for the construction and real estate sector is access to capital” AAY has been a vital provider of funding which has enable the development of these projects.

“Financing an investment once the land has been purchased, blueprints have been drawn up and permits are obtained can take up to two years.” Construction project delays are not unique to the financing stage. In order to attract more private investment, the government established the Ghana Infrastructure Investment Fund (GIIF) in 2014. This fund pools together government resources from the budget, value-added tax revenue and profits from state-owned companies, along with other private sources like AAY, for priority infrastructure projects.

AAY is pleased to announce another successful quarter for 2018 which saw a 28.6% increase in activities from Ghana for projects seeking funding which have been introduced by local professional consultants, banks and law firms.


Despite increased interest rates by the Federal Reserve for 2018 which are predicted to continue, AAY’s Treasure Department has decided to maintain our current interest rate.

This makes the Interest rate 4.75% on international project loans for the whole of 2018.

This is good news for borrowers who are seeking funding for their projects at a lower interest rate than they can get in their own country.


AAY first quarter report for 2018 has shown an upturn on business in comparison to the same quarter for 2017.

This is great news for our stakeholders. We envision this tread to continue due to the volume of quality business we are currently handling and have in the pipe line.

It is clear to us as certain changes are occurring in many countries is the reason we are seeing this increase from clients who cannot obtain funding in their own country on favorable terms.


2018 has already started to be another busy and successful year for AAY Investments Group. Demand is driven by our past track record and ability to fund international projects which is proven over the last 32 years in business.

To accommodate this growth we have expanded the size of our operations and funding capability. Also our professional team has grown. The new additions we have taken on to work for us include former banks, hedge funds and other financial institutions.

Other exciting news is due to this expansion we can now open up the opportunity for New introducers, Consultants, Brokers and Intermediaries who have experience in international financing to join us by becoming an appointed agent. For further details please contact us via our web site.


The capital partners award for 2017 goes to AAY Investments Group as the best overall finance team and performance for the funding of projects worldwide. This prestige award is given to finance companies that have provide the best service and quality experience to their clients.

Google awards AAY Investments Group with a five star rating, congratulations.


AAY is at the research stage to be able to offer crypto currency transactions for business ventures.

As a dynamic group we are interest in the future which we believe will include crypto currency.

The benefits of crypto currency is a more free movement of money without the need of the many strict governing regulations that are required in conventional banking.

We strive to bring the release of the new facility.


AAY is seeing a greater interest in Project Funding Europe and former Eastern Europe Countries as applications for financing from these Countries has been growing. Russia, Poland, Germany, Finland, Sweden, Hungary, Latvia, Croatia, Romania. AAY releases its new interest for 2017, as follows.

  • USD 4.75%
  • Euro 3.75%
  • GBP 3.75%

These examples are for loans under AAY`s JV 60%/40% Venture Loan Equity Program.


AAY is pleased to announce its prestige relationship with Standard & Poors IQ Capital under its registration on their platform which was by invitation of S&P IQ Capital.

Both AAY`s Marlin and Merlin Funds from inception to current are listed for review.

For further information on AAY and its Venture Capital Funding programs, please visit S&P IQ Capitals web site.


Unfortunately AAY has fallen victim to fake and fabricated posting which are intended to damage AAY long standing excellent reputation. To combat these illegal posting on blog sites set up by crooks, AAY has taken legal action against these people via the courts which is the correct forum to use when a person or entity has a claim.

These days due to non regulated activities of blog sites, any person can post anything against somebody without the need to prove the information as being true. This has lead to criminals using this platform to blackmail reputable long standing World Wide Investment Firm like AAY into paying money in return for taking down their lies.

If you intend to do business with AAY and have come across these illegal web postings, please contact us so we may provide you with the correct factual information.


AAY is expanding its Global Investment Firm program for Ghana due to the high volume of applications. These will cover private and government sectors for quality projects.

We have been approached by government representatives to expand our activities due to the successful funding we have provide to date for Ghana.

Our presence in Ghana has been growing over the years as the county continues to develop and requires private financing from our group.

AAY is not only being invited to finance projects but also become equity partners in the financial sectors. Local banks have expressed their desire to have AAY as a partner.

The future for the remainder of 2017 and 2018 looks like being very successful for AAY.


AAY Investments Group of Panama, is pushing ahead with investments in Brazil.

We envision 2017 as a year where assets can be acquired at discounted prices due to current economic conditions in Brazil.

Mr. Mark Manson confirmed that we are at present purchasing a prime development site which is zoned for a luxury resort, casino, hotel, golf, marina, water park, residential houses and condos. The site is beach ocean front a short distance to airport.

We are currently talking with interested parties for the realization of this large project. Developers of this type of quality product should contact AAY to seek opportunities.

AAY has also been invited to participate in one of the largest port development in Brazil. Interested parties should contact AAY to seek opportunities for development.


Investing in Africa, AAY Investments Group of Panama have completed another successful year for 2016 and look forward to an even better year for 2017.

Mr. Mark Manson Senior Managing Partner stated, we have increased our investment funds for 2017 to accommodate the opportunities that are been presented to us.

Our target areas are, real estate both commercial and residential, alternative energy, mining , infrastructure, aquaculture, palm oil and cocoa processing.

The countries of interest are, Ghana, Kenya, Uganda, Rwanda and Botswana.


AAY Investments Group of Panama has agreed credit lines for five (5) Russian banks.

Mr. Rodney Lord, Chairman, stated that after 20 years of successful business dealings in Russia that he felt the need to assist our associates so that they could complete their financing of infrastructure projects.

We envision that Russia will continue to perform well and is worthy of investment. A full economic recovery is anticipated by 2020.

AAY is today committed to investing within Russia in all industries and welcomes applications from project owners who require funding.


AAY Investments Group, a Panama-based venture capital fund, has expressed an interest in acquiring a stake in Tetrad Investment Bank (TIB), businessdigest can reveal.

Kudzai Kuwaza

The group has investments in various countries around the world including Australia, Belgium, Chile, Canada, France, Greece, Mexico and South Africa.

In a letter to Tetrad Holdings finance director Thomas Chimanda, dated April 13, AAY project enquiries director Sam Davis said they were interested in acquiring a stake in the bank and seeking an extension of the judicial management of the bank to allow them to carry out a due diligence exercise for 90 days.

In his letter to Chimanda, Davis said it was imperative to get an extension to ensure that the expenses they would incur as a result of the due diligence exercise “will not be in vain”.

He said they would require the engagement of lawyers and accountants who are experts to carry out the exercise on their behalf. Davis added that preliminary discussions with these experts indicated that 90 days was usually required for such an exercise.

Tetrad provisional judicial manager Winsley Militala, who received the letter through Chimanda, said although the bank has been given 30 days to find an investor from the 11th of March, he had communicated their request to the central bank for direction.

Acting MD, Eugene Mlambo, told businessdigest this week that AAY’s interest was a result of their efforts to find alternative investors due to delays by Horizon Capital Consortium Holdings (HCCH)to consummate the deal with the bank.

“We have not been sitting waiting just for Horizon. The creditor’s problem with the Horizon transaction is that it is taking time,” Mlambo said. “We have told them (Horizon) that we have to look for alternatives. We are not saying that is the answer. We are saying we have finally spoken to an institution that has expressed interest.”

He said the bank would also carry out a due diligence exercise on AAY.

Mlambo said the bank had been referred to AAY by a colleague in Europe and he was the one facilitating communication between the two parties.

The development comes at a time there are sharp differences between the bank’s shareholders and Militala over his report on the bank to creditors.

At a creditors’ meeting held on Wednesday to determine whether the financial institution should undergo liquidation or final judicial management, Mlambo strongly disputed the report, accusing Militala of being biased and totally ignoring submissions management had made to the report.

Militala has recommended that the bank undergo liquidation, a proposal also strongly dismissed by HCCH local representative Munyaradzi Kereke at the meeting, who said there is an “exuberant intent” to finalise the deal.

This was after Militala pointed out in his report that while the deal promised to yield the desired investment, HCCH has not shown a bankable commitment.

According to suggestions at the meeting, creditors could get as little as two cents for every dollar should the bank undergo liquidation. None of the creditors at the meeting seemed keen on pursuing the liquidation route, signalled by the applause that met every suggestion that spoke against taking that route.